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Just as there are countless home designs, there are many different types of mortgages. Ameris Bank's experienced Mortgage Bankers will help you choose the home loan that fits your lifestyle, current financial situation and future plans.*

We are ready to make your homeownership dreams a reality.


A fixed-rate mortgage is a loan mortgage with predictable monthly payments making it easier to stick to a budget. Learn More

An adjustable-rate mortgage or ARM offers variable interest rates which may be a good option if you plan to stay in the home for a short period of time. Learn More

FHA Loans are government-backed mortgages with low down payment requirements. Learn More

Loans guaranteed by the U.S. Department of Veterans Affairs (VA) offer up to 100% financing for active duty military and veterans. Learn More

The U.S. Department of Agriculture (USDA) offers lending for purchases in rural areas where you can borrow up to 100% of the value of the new home. Learn More

Specialized loan options to help first-time buyers make homeownership a reality. Learn More

From medical professional loans to rehabilitation loans, we offer flexible funding for a wide range of situations. Learn More

Financial assistance may be available for individuals who lack the resources for a big down payment. Learn More

It may be possible to save money by switching to a mortgage with a lower interest rate or reducing monthly payments by refinancing your home loan. Learn More

Avoid the hassle of multiple closings on new construction. Instead, you could save on costs and fees with a one-time closing with our construction financing. Learn More

Advice from Ameris

Whatever stage in your banking journey, we're here to help.

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic. We offer a variety of mortgage lending products and have locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.

*All loans are subject to credit approval.