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Personal
Small Business
Commercial
Treasury Services
  • Account Payable Solutions

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

Account Management
ACH Payment Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

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Checking & Savings
Tools & Resources
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

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Checking
Tools & Resources
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

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Savings
Tools & Resources
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

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Loans
Tools & Resources
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

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Loans
Tools & Resources
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

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Specialized Industries
Tools & Resources
Specialized Industries
Unmatched industry expertise

Receive personalized service from a commercial banker who understands your industry sector. 

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Credit Cards
Tools & Resources
Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Tools & Resources
Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

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Home Loans
Mortgage Resources
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

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Merchant Services
Tools & Resources
Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Tools & Resources
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Tools & Resources
Credit Cards
Tools & Resources

Earn up to 3% cash back on every purchase. No annual fee. Unlimited cash card. Offer expires 1/31/27.

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Personal Loans
Tools & Resources
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

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Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Tools & Resources
Financial Education
Tools & Resources
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

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Specialty Banking
  • Premier Banking

    High-touch banking and specialized lending solutions for discerning clients.

  • Student Banking

    Tailored for student life and your unique needs.

Tools & Resources
Financial Education
Tools & Resources
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

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Financial Education
Tools & Resources
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

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Certificates of Deposit (CDs)

Maximize your business savings when you lock in a fixed interest rate.

Competitive interest rates

Various terms available

Track growth with online and mobile banking

Time is on your side when you invest in secure Business CDs

You can give your business savings a boost over a few weeks or max out earnings over several years with Ameris Bank Business CDs. Certificates of deposit allow your business to earn higher interest on your commercial cash reserves.

  • Open with a $1,000 minimum deposit
  • Choose from various terms1
  • Automatically renew at maturity and roll interest earned back into your CD
  • Transfer interest to another Ameris Bank interest-bearing account at no charge

Your balance is always at hand

You can easily project your CD earnings based on your term and fixed rate. Use our digital banking tools to monitor your savings growth.

Your financial shortcuts

Contact a Business Banker

 Contact a Business Banker     
 
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Drive your business forward

Unlock checking accounts with tools to streamline cash flow.

$50 minimum opening deposit

For each of the following accounts: Business Essential Checking, Business Analysis Checking and Business Checking with Interest.

Digital banking access

Pay bills, deposit checks remotely, manage business debit cards and more with online and mobile banking.

Drive your business forward

Unlock checking accounts with tools to streamline cash flow.

$50 minimum opening deposit

For each of the following accounts: Business Essential Checking, Business Analysis Checking and Business Checking with Interest.

Digital banking access

Pay bills, deposit checks remotely, manage business debit cards and more with online and mobile banking.

Frequently Asked Questions

Let us help you plan ahead, so you're ready for whatever life brings you. You can open an account online or by visiting one of Ameris Bank branches.

To close your CD account, contact customer service at 866-616-6020 or visit your local branch.

To find our current CD rates, please contact your local branch.

Business savings accounts from Ameris Bank make money management convenient for your business needs. Contact a business banker or visit a branch throughout AL, FL, GA, NC and SC today.

1 Penalty may be imposed for early withdrawal.

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