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Your home holds the key

You've got dreams, and we've got a way to help you get there.

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Home Equity Loans and Lines of Credit

Your home's value has increased. Use that equity to make good things happen.

Turn your home's value into opportunity

While you've been living life, making memories and paying your mortgage, you've also been building equity in your home. If you're ready to take on a remodeling project, use an Ameris Bank Home Equity Loan or Home Equity Line of Credit* to finance the job. The possibilities go beyond that. You can use the money to finance any type of big project or purchase, or to consolidate higher-interest debt and save some money. You have several options to move your life in a positive direction.

Finance home projects, big purchases or anything on your to-do list

Home Equity Lines of Credit

A HELOC is a great option when you need flexibility. You don't pay anything unless you use this revolving line of credit, which features a variable rate.

Home Equity Loans

When you know exactly how much money you need to borrow, you can lock in a fixed rate and budget your monthly payments easily.

Choose the accounts you want to compare:

Home Equity Lines of Credit

Best if want a revolving line of credit you can access anytime

Home Equity Loans

Best if you want your money upfront in one lump sum

Variable
Fixed
80%
80%

The latest Ameris Advice

Learn. Grow. Bank Confidently.

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Frequently Asked Questions

Contact your local branch or our Customer Service Center at 866-616-6020 for information about a home equity line of credit.

A home equity line of credit also known as a HELOC is a revolving line of credit secured by your home to use to finance major purchases and expenses for things like home improvements, education and more. To apply, contact your local branch or our Customer Service Center at 866-616-6020. Visit our HELOC information page for important details about a Home Equity Line of Credit.

* All loans subject to credit approval.

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