Business Checking Accounts

Ameris Bank's commercial checking accounts are tailored to companies of all sizes.

Find your new go-to business checking account at Ameris Bank

You have specific requirements in a checking account based on your company's size, transaction volume and money-management style. We offer options so you're sure to get the one that keeps your business finances on track and saves you time. And with business online banking and our mobile app, you'll always be able to pay bills, deposit checks remotely, manage business debit cards and much more.

Choose from three checking accounts based on your particular business needs

Business Essential Checking

Small businesses with moderate activity (retail, service providers, startups)

Business Analysis Checking

Businesses with complex cash flow and treasury needs (professional firms, multi-location businesses)

Business Checking with Interest

Ideal when you want your balance to earn interest and you maintain a larger balance

$50

Low $3 monthly service fee or $0 by enrolling in e-statements

Relationship pricing

$10,000 minimum average daily balance to avoid $20 monthly service fee. Lower your monthly service fee to $18 by enrolling in e-statements.¹

Visa debit card²
Online banking
E-statements
Bill pay
Mobile banking
Email and text alerts³
20% off your first order of business checking supplies
$10 buy back of your debit cards and unused checks from another financial institution⁴

Visa debit card²
Online banking
E-statements
Bill pay
Mobile banking
Email and text alerts³
Robust suite of treasury management services is available
$10 buy back of your debit cards and unused checks from another financial institution⁴

Visa debit card²
Online banking
E-statements
Bill pay
Mobile banking
Email and text alerts³
$10 buy back of your debit cards and unused checks from another financial institution⁴
Earn interest when daily balance is $100 or greater⁵

300 free items⁶ each month, excluding Zelle^®; $0.20 for each item over 300

Ideal for businesses that average more than 300 items per month

300 free items⁶ each month, excluding Zelle^®; $0.20 for each item over 300

Your financial shortcuts

¹The monthly service fee will become effective after the first two statement cycles.

²ATM Usage: You may use an Ameris Bank debit card at any Ameris Bank ATM free of charge. If you use a non-Ameris Bank ATM, you will incur a service charge in addition to any ATM service charge assessed by the owner of the ATM. See our Miscellaneous Services Pricing Guide for details.

³Mobile Carrier data and messaging rates may apply.

⁴Offer applies to new checking account openings only. Earn $10 for debit cards and unused checks from another financial institution. Funds will be credited to the account at the time the checks/debit cards are presented.

⁵If you close account before interest is credited, you will not receive the accrued interest.

⁶Items include any debits, credits, and deposited items, except for incoming and outgoing Zelle^® transfers, and account service charges and maintenance fees. A separate per item fee may be assessed for Zelle^® transfers. See Miscellaneous Services Pricing Guide for details. Zelle^® and the Zelle^® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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