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Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Account Payable Solutions

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Payment Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

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Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

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Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

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SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

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    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

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    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

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    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

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  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

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  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
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Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

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  • At-Work Banking

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Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

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  • Premier Banking

    High-touch banking and specialized lending solutions for discerning clients.

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    Tailored for student life and your unique needs.

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Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
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Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Mortgage Servicing Rights (MSR) Lending*

Unlock the value of your servicing portfolio.

Access Additional Liquidity

Retain Your Servicing Assets

Industry-Focused Expertise

Flexible capital backed by your servicing assets 

Ameris Bank’s MSR lending provides mortgage originators, servicers and investors with access to capital using mortgage servicing rights as collateral. By leveraging the value of your servicing portfolio, you can access additional liquidity while continuing to benefit from the long-term value and recurring income generated by your servicing assets. 

Our team understands the unique operational, financial and regulatory considerations that come with servicing and works closely with clients to develop financing structures aligned with their business objectives.


Why choose Ameris for MSR Lending

Handshake

  • Enhanced Liquidity: Access capital tied to your servicing portfolio to support growth, acquisitions and ongoing operational needs. 
  • Flexible Financing Solutions: Structures designed to align with your servicing strategy, portfolio composition and long-term business goals. 
  • Industry Expertise: Work with experienced professionals who understand the mortgage servicing landscape and the complexities of MSR portfolios. 
  • Relationship-Focused Approach: Receive responsive service, direct access to decision-makers and customized solutions tailored to your business. 
  • Support for Servicing Retention Strategies: Maintain ownership of valuable servicing assets while accessing the capital needed to grow your organization.

Leverage the full value of your servicing portfolio 

Your servicing portfolio represents more than a revenue stream. It is a strategic asset that can provide access to capital while supporting your long-term growth objectives. Our MSR lending specialists are ready to help you identify a financing solution that supports your business today and positions you for tomorrow.

Let's talk about your MSR Financing needs 

Connect with our mortgage finance specialists to discuss your servicing portfolio, capital objectives and financing opportunities. 

Seth Plants

National Business Development Asst. Manager

Leo F. Spanuello

VP, Senior Mortgage Business Development Manager

*All loans subject to credit approval.