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Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Account Payable Solutions

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Payment Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Specialty Banking
  • Premier Banking

    High-touch banking and specialized lending solutions for discerning clients.

  • Student Banking

    Tailored for student life and your unique needs.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Making an Impact

Creating positive change in the communities where we live and serve.

Fostering financial well-being

Supporting local economies

Improving quality of life for our neighbors

We’re not just a bank, we’re your neighbor

And we're proud to support community engagement initiatives across the Southeast. Our 2024 Impact Report highlights our commitment to corporate social responsibility, and you can read more about our efforts below.

Building Stronger Communities

In 2024, Ameris Bank proudly donated $2.23 million to 40 rural hospitals in Georgia through the Georgia HEART Hospital Program, reinforcing our dedication to accessible healthcare. 

To further support communities, Ameris launched the Ameris Choice Down Payment Assistance Program in January 2024. This program has already provided $6 million to over 400 individuals, helping them achieve homeownership through purchases or refinances. This program offers qualified applicants flexibility in how they use the funds, allowing them to apply assistance towards their down payment, closing costs or a permanent rate buydown to best fit their financial situation. 

Ameris also donated a significant plot of land to Moultrie, Georgia's Downtown Development Authority. This donation will help transform the greenspace into a vibrant community park and redevelop existing buildings for hospitality, residential, or retail use enhancing downtown Moultrie and attracting more people to the area. 

Beyond economic development, we're dedicated to enriching lives through arts and education. In 2022, Ameris became the first sponsor of the Callanwolde Fine Arts Center's Art Scholars program, continuing our partnership in 2024. This program offers enriching activities for Title I school students on school holidays, providing an alternative to childcare. And, in 2024, Ameris proudly partnered with the United Way for its “Stuff the Bus” campaign to provide back-to-school supplies to students at Title I schools across our footprint.

Fostering Financial Empowerment

Ameris remains dedicated to promoting financial opportunities through strategic partnerships and inclusive banking solutions. By supporting programs like EverFi’s financial education for high school students and Wealth Watchers’ support for homebuyers, we promote empowerment for individuals and communities.

Supporting Healthy Neighbors

In 2024, Ameris sponsored two of the largest road races in the Southeast: The Ameris Bank Jacksonville Marathon and Atlanta’s Peachtree Road Race, supporting more than 60,000 runners. 

Additionally, the bank’s commitment extends beyond physical health to addressing hunger through support of our Helping Fight Hunger food drive. By partnering with local food banks to share donations from customers and teammates for 15 years, Ameris has provided more than 10 million pounds of food to those in need. 

Teammate Support

Caring for our teammates is a strong part of our culture. In 2022, Ameris established the Courageous Fund to provide crucial grants to Ameris Bank teammates facing financial hardships, such as immediate effects from a hurricane or other challenging circumstances. 

In 2024, the Ameris Foundation supported teammates by distributing more than 80 grants. In 2024, we continued our investment in Learning and Development programs, including leadership development, emotional intelligence and situational leadership. Additionally, Ameris is proud to foster professional development through the Mentor Ameris Program. Mentors are matched with high potential teammates to share their guidance and experiences in this key program to develop talent across all functions of the company. 

Ameris Bank Foundation

In 2024, the Ameris Bank Foundation dispersed a total of more than $100,000 to nonprofits, including the United Way, American Foundation for Suicide Prevention, Boys & Girls Club, City of Refuge, Inspiredu and many other worthwhile organizations. 

The Ameris Foundation also committed $50,000 to the American Red Cross for relief efforts from Hurricanes Helene and Milton, which severely impacted communities across the Southeast. As Michael Pierson, Ameris Bank chief governance officer and executive director of the Ameris Foundation, stated, “Both Hurricane Helene and Hurricane Milton severely impacted many of the communities we serve, and we joined with others in helping the American Red Cross to provide immediate relief and recovery assistance.” 

Governance: Acting with Integrity

Leading with long-term vision, the Ameris Bancorp Board of Directors and our executive leadership team established our high-performance standards. Our Community Boards of Directors are an extension of our bank and include local leaders who provide guidance, business development and community involvement support. Ameris Bank’s local market leadership builds relationships while offering customers local decision making and personalized service. We are committed to maintaining safe and sound bank operations, and instilling trust and confidence in our teammates, customers and communities. 

Ameris Bank Amphitheater

The arts are a fundamental component of a healthy community and we are honored to be sponsor Greater Atlanta’s iconic music venue located in Alpharetta, Georgia. Make plans to attend an upcoming event

Giving and Volunteering

The needs of our communities are great. Whether it's supporting efforts to improve educational equality, the health and well-being of our neighbors, or housing affordability our bank and employees passionately give our time, talents and resources to support and improve our communities.

Everyone deserves a quality education, career development pathways and instruction on how to sustain financial health. We are committed to supporting life changing educational transformations in our communities, with a focus on our underserved communities. Our goal is to invest in educational development programs that support early learning, mentorship, career and leadership development and financial education. We proudly support likeminded organizations and initiatives such as Boys and Girls Club, Junior Achievement, Career Exploration Nights, Literacy Mock Interviews, Financial Literacy Classes for adults and children, Reader Leaders and class tours.

All individuals should have food security and access to quality healthcare. This leads to opportunities for healthy, safe and productive lives. We are focused on supporting health and wellness initiatives that support current needs and create a positive ripple effect for generations to come.

Our focus areas include supporting food insecurity initiatives, rural and underfunded hospitals and disease research and eradication. Our annual Helping Fight Hunger campaign has donated over 9 million items since the campaign started in 2010. We also proudly support aligning organizations and initiatives such as mobile food bank distributions, lunch programs, Meals on Wheels, HEART Donation, Warpath on cancer, Red Cross, Great Strides for Cystic Fibrosis and American Cancer Society’s Relay for Life.

Thriving, sustainable communities support positive lifestyles generation after generation. When communities have access to needed resources, quality jobs and pathways for economic mobility, these communities become resilient and everyone succeeds.

Our goal is to invest in initiatives, organizations and projects designed to create a lasting, positive economic impact on the communities where we serve. Our focus areas include housing affordability, community revitalization, economic development and societal investments. We proudly support organizations and initiatives such as Habitat for Humanity, down payment assistance programs, First Time Homebuyer education, The Westside Fund, Breaking the Cycle, Carolina Children’s Home, Foster Care Support Foundation and American Heart Association.

The needs of our communities are great. Whether it's supporting efforts to improve educational equality, the health and well-being of our neighbors, or housing affordability our bank and employees passionately give our time, talents and resources to support and improve our communities.

School Spirit Program text in heart.
School Spirit Program

We launched our School Spirit Program in January 2014 to provide a unique opportunity for community schools to earn additional funds, without having to rely on a traditional fundraising method.

Jacksonville Marathon

Join us every December when we sponsor the Jacksonville Marathon, one of the fastest courses in the U.S. and the oldest marathon in North Florida. Take in all the beauty of Jacksonville on this flat course with long stretches of shade. We welcome runners of all skill levels to the Ameris Bank Jacksonville Marathon, Half Marathon and 5K.