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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Account Payable Solutions

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Payment Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Specialty Banking
  • Premier Banking

    High-touch banking and specialized lending solutions for discerning clients.

  • Student Banking

    Tailored for student life and your unique needs.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Ameris Advice

Find resources that fit you by life stage, or filter by category below.

Preparing for College

Read time: 6 mins
How To Budget In College Without Sacrificing Your Social Life
Read more

Starting a Family

Read time: 6 mins
Cut the Cake and Your Wedding Expenses
Read more
Read time: 5 mins
Financially Preparing for an Empty Nest
Read more
Read time: 3 mins
Teaching Good Habits
Read more
Read time: 4 mins
Joint Bank Account Pros and Cons
Read more

Couples have options - from fully joint accounts to shared savings for goals, choosing what works for you can make managing money easier.

Running Your Business

Read time: 4 mins
Law Firm Banking Services
Read more
Read time: 3 mins
Celebrating Resilience: How Phil Silva and Ameris Bank Equipment Finance Empower Small Businesses
Read more
Read time: 3 mins
Cybersecurity Essentials for Main Street
Read more
Read time: 3 mins
Your Guide to Working Capital Management
Read more

Track cash flow, separate personal and business finances, stick to a budget and build business credit. Smart financial habits help your business grow and stay prepared for anything.

Funding Your Goals

Read time: 3 mins
HELOC and HELOAN Comparison
Read more
Read time: 3 mins
The Difference Between Home Equity Loans and Lines of Credit and How to Choose
Read more
Read time: 3 mins
How to Use Home Equity to Finance Life Events
Read more
Read time: 3 mins
To Move or Improve?
Read more

Tap into your home’s equity with a HELOC or home equity loan to finance home renovations, education, weddings, or other major life expenses - often at lower interest rates than other loans.