- Loans for first-time homebuyers with limited funds for a down payment
- Up to 100% financing for eligible first-time homebuyers
- No mortgage insurance required
- Borrower must contribute minimum of $500
- Competitive, fixed rates
- Low to no down payment options
- Down payment and closing costs may come from a gift or grant from a family member
- Financial assistance may be available to qualified buyers
- Sellers may help with fees or provide other concessions
- Loans can be used to purchase homes or condos
- As little as 3% down payment (all can be gifted)
- Mortgage insurance required
- One-unit primary residence
An ARM features a variable interest rate, which may be a good option if you plan to stay in the home for a short period of time.
This mortgage's interest rate never changes, making your principal and interest payments more predictable.
Borrow up to 100% of the value of a new home located in a qualifying rural area.
Active duty military, veterans and eligible spouses can qualify for up to 100% financing.
Ameris Bank makes homeownership convenient with our mortgage loan options. Contact a mortgage banker online or visit a branch location throughout AL, GA, FL, SC, NC, VA, MD and TN.
* All loans are subject to credit approval and eligibility requirements may apply.