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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Account Payable Solutions

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Payment Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Specialty Banking
  • Premier Banking

    High-touch banking and specialized lending solutions for discerning clients.

  • Student Banking

    Tailored for student life and your unique needs.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

School Spirit Program

We have spirit, how about you? Every time a parent or educator opens a checking account, we donate money to their school of choice — stimulating education in every community we serve.

Go beyond the bake sale

We launched our School Spirit Program in January 2014 to provide a unique opportunity for community schools to earn additional funds, without having to rely on a traditional fundraising method.

How does it work?

When any parent, faculty member, booster or supporter of a school opens an Ameris Bank Free Checking account, Ameris Bank will then issue your school a quarterly “bonus,” which is based on a percentage of the total balances in all checking accounts supporting your school of choice.

This unique fundraising opportunity also gives Ameris Bank the opportunity to give back to our schools, and help enrich the lives of our children.

Getting started

1. Talk To Your School

If your school is not already enrolled in the program, encourage school leaders to meet with an Ameris Bank representative to learn more. If your school is enrolled in the program, simply ask your banker about participating in the program.

2. Talk To Your Banker

If you don’t have an Ameris Bank non-interest bearing checking account, open one today! Your local banker will note the school of choice within your customer record.

School Spirit Program text in heart.
Badge of Honor

Are you a school or club benefiting from the School Spirit Program? Let all your school supporters know! Include this School Spirit Badge on your website, and link it to this web page to encourage additional participation.

You've come to the right place

We're here to help every step of the way.

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