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Health Savings Account

Do you have a high-deductible health plan? Open a Health Savings Account (HSA) to save for qualified medical expenses. Illness and injury can strike any family. Use the funds in your HSA to pay for medical care so you can focus on healing.

  • Interest-bearing account

  • Potential tax benefits1

  • Easy access to funds

FOR YOUR HEALTH & FINANCIAL WELL-BEING.

Are you concerned about medical expenses and the ever-increasing cost of healthcare? If so, a Health Savings Account is worth looking into. It's a tax-advantaged account that lets you save money for qualified medical expenses not eligible for reimbursement by high-deductible health plans (HDHPs). These include certain types of medical, dental, and vision care and prescription medications. 

You can make periodic contributions to the Health Savings Account, with a maximum contribution limit each year. Your HSA can earn interest that isn't taxable, and any unused balance at the end of the year can be carried forward to the following year. As you can see, a Health Savings Account helps you prepare for healthcare costs and helps reduce stress so you can focus on yourself and your family's needs.
 


 
Designed for individuals with a high-deductible health plan
 

 
Use funds to cover a wide range of qualified medical expenses
 

 
Contributions may be tax-deductible, and interest earned may be tax-deferred1
 
Access funds with a HSA Visa® debit card or checks2

 

 
$100 to open the account (this may be waived if direct deposit is established)
 

 
One-time set-up price of $25
 

 
$7 monthly service fee OR $0 monthly service fee when a minimum daily balance of $1,000 is maintained
Lower your monthly service fee to $5, if assessed, by enrolling in e-statements.

YOU'VE COME TO THE RIGHT PLACE

We're here to help every step of the way.

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1 Consult a tax advisor. If you close your account before the interest is credited, you will not receive the accrued interest.

2ATM Usage: You may use an Ameris Bank debit card at any Ameris Bank ATM free of charge. If you use a non-Ameris bank ATM, you will incur a service charge in additional to an ATM service charge assessed by the owner of the ATM. See your Miscellaneous Services Pricing Guide for details.

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.