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Auto and Recreational Loans

Do you prefer something practical to get you from Point A to Point B? Or do you want something that starts the pulse pounding, the heart racing, and stirs your sense of adventure? However you choose to travel, we'll help get you there.

  • Competitive rates

  • Quick application process

  • Easy payments through online banking

  • Financing for new and used vehicles

It's go time

Cars, pickup trucks, and SUVs. Motorcycles, motor homes, and motorboats. If it has an engine and some seats, chances are Ameris Bank can provide the financing that puts you behind the wheel — or at the helm — so you can make the most of the open road, highways, trails, lakes, or rivers. Let us know how much you want to borrow, and we will recommend the financing solution that suits your needs and allows you to manage your budget effectively. It's go time, and we're with you.

  • Lump sum loan with competitive, fixed interest rates1

  • No prepayment penalties

  • Quick and easy application, giving you access to funds in one day or less

  • Schedule automatic payments through online banking or mobile banking

Easy Application Process

Ameris Bank offers an easy application process for auto and recreational loans. We will review your application information promptly and provide you with a prompt credit decision. If your loan application is approved and you decide to move forward, the funds will be provided in one day or less. That means you can start enjoying your new ride sooner rather than later.

Gather all the necessary documents: This includes your driver's license and personal income information.2
Apply in Branch: Visit your nearest Ameris Bank branch. One of our bankers will be happy to assist you in the application process.
Application Done!: A local Ameris Bank representative will give you a call in one business day or less on the status of your loan.

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1 All loans are subject to credit approval.

2Supporting documents may be required and gathered by an Ameris Bank representative, if needed.

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.