MAKE THE MOST OF YOUR MONEY
Compare Ameris Bank’s Checking Account options and select the one that best suits your needs.
free
checking* |
Benefits
checking |
INTEREST
checking |
|
---|---|---|---|
Minimum Opening Deposit | |||
$50 |
$50 |
$50 |
|
Monthly Service Fee | |||
$0 |
$8 monthly service fee or $6 |
$20 monthly service fee or |
|
Earns Interest2 | |||
No |
No |
Yes |
|
Checks | |||
Checks available for purchase. |
Checks available for purchase. |
No cost for Ameris Bank standard Other check styles are available |
|
Key Benefits | |||
- Visa debit card3 |
- Visa debit card3 |
- Visa debit card |
|
Senior Benefits (age 62 & over) |
|||
N/A |
Customers age 62 and over receive |
N/A |
|
Additional Benefits | |||
Up to $10 buy back of your debit cards |
Cell phone protection5— receive ID Protect® identity theft Credit file monitoring7 and alerts Ability to request 3-in-1 |
No charge for purchase of Option to increase your Access to any ATM Increase daily limit to $5,000 |
|
Open Online
|
Open Online
|
Free Checking*
The best things in life are free! Enjoy checking with no monthly service fee.
Learn Moreabout Free Checking* Open OnlineBenefits Checking
Go beyond the ordinary with ID theft security, cellphone protection and more!
Learn Moreabout Benefits Checking Open OnlineInterest Checking
A premium account where you can earn interest while receiving high-value upgrades.
Learn Moreabout Interest Checking Open Onlinefree
checking* |
Benefits
checking |
INTEREST
checking |
|
---|---|---|---|
Minimum Opening Deposit | |||
$50 |
$50 |
$50 |
|
Monthly Service Fee | |||
$0 |
$8 monthly service fee or $6 |
$20 monthly service fee or |
|
Earns Interest2 | |||
No |
No |
Yes |
|
Checks | |||
Checks available for purchase. |
Checks available for purchase. |
No cost for Ameris Bank standard Other check styles are available |
|
Key Benefits | |||
- Visa debit card3 |
- Visa debit card3 |
- Visa debit card |
|
Senior Benefits (age 62 & over) |
|||
N/A |
Customers age 62 and over receive |
N/A |
|
Additional Benefits | |||
Up to $10 buy back of your debit cards |
Cell phone protection5— receive ID Protect® identity theft Credit file monitoring7 and alerts Ability to request 3-in-1 |
No charge for purchase of Option to increase your Access to any ATM Increase daily limit to $5,000 |
|
Open Online
|
Open Online
|
Free Checking*
The best things in life are free! Enjoy checking with no monthly service fee.
Learn Moreabout Free Checking* Open OnlineBenefits Checking
Go beyond the ordinary with ID theft security, cellphone protection and more!
Learn Moreabout Benefits Checking Open OnlineInterest Checking
A premium account where you can earn interest while receiving high-value upgrades.
Learn Moreabout Interest Checking Open Online*Other fees such as Overdraft fees may apply. See the Miscellaneous Services Pricing Guide for details.
1The monthly service fee will become effective after the first two statement cycles.
2 If you close account before interest is credited, you will not receive the accrued interest.
3 ATM Usage: You may use an Ameris Bank debit card at any Ameris Bank ATM free of charge. If you use a non-Ameris Bank ATM, you will incur a service charge in addition to any ATM service charge assessed by the owner of the ATM. See our Miscellaneous Services Pricing Guide for details.
4Offer applies to new checking account openings only. Earn up to $10 for debit cards and unused checks from another financial institution. Funds will be credited to the account at the time the checks/debit cards are presented.
5 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the insurance document. Guide to Benefit and insurance document will be included in follow-up letter after account opening. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the Bank or any Bank affiliate. Cell phone protection covers the first three phones on a cellular telephone bill paid through your checking account. (Cellular telephone bill must be paid through Benefits Checking Account).
6 IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students.
7 Credit file monitoring may take several days to begin following activation.
Ameris Bank offers a variety of competitive checking accounts. Open an account online or at one of our full-service locations in Alabama, Florida, Georgia, North Carolina and South Carolina.