First-Time Homebuyer Loan
Let's celebrate! Finding and choosing your first home is an exciting time. Ameris Bank offers first-time homebuyer loans* that can make your homebuying dreams a reality.
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Low or no down payment
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Financial assistance may be available
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Gifts can cover some costs
what you need to know
Ameris Dream
- Loans for first-time homebuyers with limited funds for a down payment
- Up to 100% financing for eligible first-time homebuyers
- No mortgage insurance required
- Borrower must contribute minimum of $500
First-Time Homebuyer Loan
- Competitive rates on fixed-rate loans
- Low to no down payment options
- Down payment and closing costs may come from a gift or grant from a family member
- Financial assistance may be available to qualified buyers
- Sellers may help with fees or provide other concessions
- Loans can be used to purchase homes or condos
Use our First-Time Homebuyer guide. It will walk you through the homebuying process step-by-step and provide you with the knowledge needed to make informed and confident decisions.
YOUR SUCCESS IS OUR JOB
We're here to help every step of the way.
* All loans are subject to credit approval.
Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.