MORTGAGE FINANCING OPTIONS
Just as there are countless home designs, there are many different types of mortgages. Ameris Bank's experienced Mortgage Bankers will help you choose the home loan that fits your lifestyle, current financial situation and future plans.*
We are ready to make your homeownership dreams a reality.
LOANS TO FIT EVERY NEED
A fixed-rate mortgage is a loan mortgage with predictable monthly payments making it easier to stick to a budget. Learn More
An adjustable-rate mortgage or ARM offers variable interest rates which may be a good option if you plan to stay in the home for a short period of time. Learn More
FHA Loans are government-backed mortgages with low down payment requirements. Learn More
Loans guaranteed by the U.S. Department of Veterans Affairs (VA) offer up to 100% financing for active duty military and veterans. Learn More
The U.S. Department of Agriculture (USDA) offers lending for purchases in rural areas where you can borrow up to 100% of the value of the new home. Learn More
Specialized loan options to help first-time buyers make homeownership a reality. Learn More
From medical professional loans to rehabilitation loans, we offer flexible funding for a wide range of situations. Learn More
Financial assistance may be available for individuals who lack the resources for a big down payment. Learn More
It may be possible to save money by switching to a mortgage with a lower interest rate or reducing monthly payments by refinancing your home loan. Learn More
Avoid the hassle of multiple closings on new construction. Instead, you could save on costs and fees with a one-time closing with our construction financing. Learn More
Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic. We offer a variety of mortgage lending products and have locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.
*All loans are subject to credit approval.