Bills, meet your match
Schedule, track and manage payments anytime, anywhere.
Construction-to-perm Loan
- Two loans with one application and one set of fees
- Finance the construction of a new home on land you own
- Converts to a permanent mortgage loan when construction is complete
Rehabilitation Loan
- Financing for both the purchase of the home and all the repair work
Ameris Edge Jumbo Loan
- Up to 95% financing for eligible borrowers
- Loan amounts up to $3,000,000
- Adjustable rate mortgages with fully amortized or interest-only options
Premier Jumbo Loan Program
- Loan amounts up to $3 million
- Available for primary, second home and investment properties
- Fixed and ARM options at competitive rates
Premier Jumbo Deposit Relationship Incentive Program
- Reduce the mortgage rate on your Premier Jumbo 5/6 or 7/6 ARM by opening a qualifying Ameris Bank CD
- Deposit at least 10% of your loan amount into a CD with a minimum 12-month term
- Make your deposit at least 48 hours before closing and enroll in ACH payments1
- Available on Premier Jumbo 5/6 and 7/6 ARM loans only
Medical Professional Loan
This special mortgage is available to residents, fellows, medical doctors, osteopaths, dentists, pharmacists, veterinarians, physician assistants, chiropractors, podiatrists, maxillofacial surgeons, ophthalmologists and optometrists (within 10 years of fellowship/residency).
- Up to 100% financing
- No private mortgage insurance required
- Loan amounts up to $1,500,000
- Ability to close on your loan before your employment start date (with employment contract and start date within 60-days of closing)
Learn more about our mortgage services
Learn more about our mortgage services
The latest Ameris Advice
Learn. Grow. Bank Confidently.
Not sure if a refinance is right for you?
Depending on your needs, a home equity loan or HELOC may be a better fit than a full refinance.
Home Equity Loans
Lock in this fixed rate loan when you know how much you need to borrow.
HELOC
A HELOC is the right solution if you are looking for flexibility and a revolving line of credit.
Not sure if a refinance is right for you?
Depending on your needs, a home equity loan or HELOC may be a better fit than a full refinance.
Home Equity Loans
Lock in this fixed rate loan when you know how much you need to borrow.
HELOC
A HELOC is the right solution if you are looking for flexibility and a revolving line of credit.
Ameris Bank makes homeownership convenient with our mortgage loan options. Contact a mortgage banker online or visit a branch location throughout AL, GA, FL, SC, NC, VA, MD and TN.
* All loans are subject to credit approval and eligibility requirements may apply.
1 Additional terms and restrictions may apply. Failure to deposit funds in a timely manner may delay the closing or result in an increased interest rate. If the borrower chooses not to deposit the funds in an Ameris account or enroll in ACH for monthly mortgage payments, the pricing discount will be removed, requiring redisclosure and a three-day waiting period prior to closing.