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Interest Checking

A checking account that lets you earn interest and gives you high-value upgrades? Yes, with Interest Checking.

Step up to the next level 

There’s plenty to love about Interest Checking. When you want an account that helps you do more with your money, this is the answer.

  • $50 minimum deposit to open the account

  • Earn interest on your account balance1.

  • Increased daily limit to $5,000 for debit card signature point-of-sale transactions, at your request

  • Access at any ATM nationwide, with all ATM fees reimbursed

  • Option to increase your Ameris Bank CD rate to a posted rate from our current rate sheet once during the term of the CD, at your request

  • Up to $10 buy back of your debit cards and unused checks from another financial institution2

  • Access to online, mobile and telephone banking, plus e-statements and alerts

  • Visa® debit card

  • No cost for Ameris Bank standard wallet style checks (other check styles are available for purchase)

  • $20 monthly service fee or $0 monthly service fee when the combined total of all personal deposit accounts average daily balances (during statement cycle) is $10,000 or greater.3

  • No charge for purchase of official checks

Lower your monthly service fee to $18 by  enrolling in e-statements


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If you close your account before interest is credited, you will not receive the accrued interest.

Offer applies to new checking account openings only. Earn up to $10 for debit cards and unused checks from another financial institution. Funds will be credited to the account at the time the checks/debit cards are presented.

The monthly service fee will become effective after the first two statement cycles. 

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic. We offer a variety of competitive deposit accounts and have locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.