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Residential Builder Financing

From presold and speculative housing, to development loans, you can rely on Ameris Bank’s ​expertise and experience to provide the assistance needed that supports your vision, and construction and development requirements.*

  • Quick decision making and expedited closing times

  • Seasoned, specialized construction lenders with local knowledge

  • Support is provided throughout the project, including automated loan draw options

  • Close alignment with our mortgage team to assist your buyers with their loan


We’re here to help your project take shape, offering financing for experienced builders looking to grow their business for the long-term. We have a solid history in the industry and understand the needs of builders.

Products include:

  • Construction loans for presold houses

  • Housing held in inventory for sale

  • Short term lot loans

  • Development loans

Throughout our footprint we have specialized lenders at the local level, who know their markets well and can provide support and industry knowledge as needed.

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* All loans subject to credit approval.

Ameris Bank is a full-service financial institution serving customers a variety of business bank accounts and loans in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, North Carolina and South Carolina.