OneCard

Using personal and small business credit cards can create accounts payable and cash flow headaches. By integrating your entire company’s business transactions with one tool, Ameris Bank’s Commercial Card offers the perfect solution. You can maintain a clear distinction between your professional and personal financial activities.

Not only does a dedicated business credit card make financial tracking more manageable, but it also helps reduce risk to your personal finances. The reason is that your business credit card uses your company's credit history and name for your business expenses. And by keeping your business expenses separate from your personal expenses, you can maintain a lower credit utilization ratio on both fronts, which can positively affect your overall creditworthiness.

More than just viewing your transactions and making payments online, Ameris Bank's card management system gives you total control over your account. You can monitor your card spending trends, organize your business finances, set credit card limits, and more from your desktop computer, laptop, or mobile device. You can even issue new cards to employees right from your office.

You can establish individual card limits for employees or departments within your company. Plus, you can allow certain cards to be used for specific transactions and merchants so you can keep tighter controls on business expenses. These robust card controls play a vital role in maintaining budgetary control, facilitating efficient procurement processes, and helping prevent unauthorized or fraudulent transactions.

We provide access to the ExpensePoint expense management system. Your employees can track mileage, upload receipts, and create and submit expense reports right from their mobile devices. It even tracks non-commercial card transactions.