Free Checking

No worries, no hassles. Some things in life are costly and complicated, but Ameris Bank’s Free Checking isn't one of them.

  • No monthly account price1

  • No minimum balance requirements1

  • Complete access


  • $100 to open the account

  • No minimum balance requirements or monthly account price

  • Access to online, mobile and telephone banking, plus e-statements and alerts

  • Visa® debit card2

  • Checks available for purchase


Convenient Banking Tools


We're here to help every step of the way.

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Other fees such as Non Sufficient Funds, Overdraft, Extended Overdraft fees, etc. may apply. For additional details, see the Miscellaneous Services Pricing Guide provided to you at time of account opening.

ATM Usage: You may use an Ameris Bank debit card at any Ameris Bank ATM free of charge. If you use a non Ameris Bank ATM, you will incur a $2 service charge in addition to any ATM service charge assessed by the owner of the ATM.

* Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.