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Free Checking*

No worries, no hassles. Some things in life are costly and complicated, but Ameris Bank’s Free Checking isn't one of them.

  • No monthly service fee

  • No minimum balance requirements

  • Complete access


Take care of your daily finances with a straightforward, free checking account. You’ll get everything you need in a checking account when it comes to convenient access to your money and the ability to take care of business online and through your mobile device. And what won’t you get? Hassles and pesky fees that make it a chore to use checking accounts elsewhere.
Open this account with a minimum $50 deposit  
There are no minimum balance requirements and no monthly service fee 
This account includes a Visa® debit card1 for in-store, online and in-app purchases, and the ability to withdraw money at thousands of ATMs throughout the country 
Monitor your account activity, transfer money between your Ameris accounts, pay bills with one-time and scheduled payments, access e-statements and more within online banking
Up to $10 buy back of your debit cards and unused checks from another financial institution2
Download our mobile app to do everything that’s possible within online banking, plus deposit checks automatically in your Ameris account using your device’s built-in camera 
Set up account alerts to know immediately when activity occurs, helping you spot fraud faster 
You can also dial into telephone banking to take care of certain tasks when you’re not online
If you need checks, they’re available for purchase 



Convenient Banking Tools


We're here to help every step of the way.

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*Other fees such as Overdraft Fees may apply. See the Miscellaneous Services Pricing Guide for details.

1ATM Usage: You may use an Ameris Bank debit card at any Ameris Bank ATM free of charge. If you use a non-Ameris Bank ATM, you will incur a service charge in addition to any ATM service charge assessed by the owner of the ATM. See our Miscellaneous Services Pricing Guide for details.

2Offer applies to new checking account openings only. Earn up to $10 for debit cards and unused checks from another financial institution. Funds will be credited to the account at the time the checks/debit cards are presented.

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia. Open an account online or at one of our full-service locations.