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Business Essential Checking

Some businesses make or grow things. Some sell merchandise. Some provide valuable services. But all share one goal - to keep costs down. Our Business Essential Checking account does just that.

  • No minimum balance

  • Easy, unlimited account access

Welcome to your go-to account

Tap into everything you need and nothing you don’t. Business Essential Checking lets you manage and access money anytime without slowing you down.

  • $50 minimum to open the account

  • No minimum balance requirements

  • Low $3 monthly service fee or $0 by enrolling in e-statements

  • Online banking with customizable dashboard, online bill pay and email alerts

  • $10 buy back of your debit cards and unused checks from another financial institution3

  • Mobile banking with bill pay and mobile check deposit

  • 300 free items1 each month, excluding Zelle®; $0.20 for each item over 300

  • 20% off your first order of business checking supplies

  • Automated telephone banking

  • Ameris Bank Visa® debit card2



We’ve combined our most popular treasury services and Business Checking accounts into a simple package with an affordable monthly service fee. Our treasury Essentials package gives you greater control over your money and more convenience. With two tiers to choose from, you can streamline your payments and deposits and protect your account.

  •  10 ACH credit electronic transfers per month
  • 2 Domestic Outgoing Wire Transfers per month, at no cost
  • Remote Business Deposit
  • 2 online initiated stop payments per month, at no cost

Monthly service fee: $75
Average savings over $200


We're here to help every step of the way.

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Items include any debits, credits, and deposited items, except for incoming and outgoing Zelle® transfers, and account service charges and maintenance fees. A separate per item fee may be assessed for Zelle® transfers. See Miscellaneous Services Pricing Guide for details. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 

2ATM Usage: You may use an Ameris Bank debit card at any Ameris Bank ATM free of charge. If you use a non-Ameris Bank ATM, you will incur a service charge in addition to any ATM service charge assessed by the owner of the ATM. See our Miscellaneous Services Pricing Guide for details.

3Offer applies to new checking account openings only. Earn $10 for debit cards and unused checks from  another financial institution. Funds will be credited to the account at the time the checks/debit cards are presented.

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic. We offer a variety of competitive checking and savings accounts for your business. Open an account at one of our full-service locations in Alabama, Florida, Georgia, North Carolina and South Carolina.