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Agribusiness Banking Services

We're here to help you grow or expand your agribusiness.

  • Treasury management services 

  • Competitive rates 

  • Flexible repayment plans 

  • Local decision-making 

  • Commercial bankers who know your industry 


The numbers are impressive. The United States has 2 million farms and 22,100 firms that comprise the agriculture, forestry, fishing, and hunting sector. Together, they employ 970,000 workers and generate $440 billion in annual revenue.1 Providing a source of food for hundreds of millions of Americans.

As you know, running a successful and profitable agribusiness can be challenging. Long lead times, unpredictable weather cycles, changing regulations, rising costs, and the competitive landscape can affect your operational efficiency, sales revenue, and profits. That's where Ameris Bank can help.

Ameris Bank can develop a custom-tailored treasury management solution to help you manage your company's expenses and accounts and maximize your cash flow so you can stay focused on your growth goals. And if you need capital to invest in new equipment, acquire a new facility, or expand your operations, we offer commercial loan and financing solutions to meet your strategic goals.

Our roots are in agriculture

At Ameris Bank, we're committed to understanding your needs and providing the best lending solutions possible so you can move forward with your mission of supporting America.

Agriculture Real Estate Loans

  • Raw & improved land
  • Includes timber land
  • Flexible Repayment Terms – annual, semi-annual, quarterly or monthly payments
  • Competitive rates & terms
  • In-house underwriting
  • Preferred lender for Farm Service Agency (FSA) programs

Operating Revolving Lines of Credit

  • For crops, livestock operations, and more
  • Competitive Rates
  • In-house underwriting
  • Preferred lender for Farm Service Agency (FSA) programs

Farm Machinery and Equipment Loans

  • Financing for new and used equipment

  • New equipment loans typically amortized up to 7 years and used equipment up to 5 years

  • Flexible repayment terms - annual, semi-annual, quarterly and monthly

  • Competitive interest rates

  • In-house underwriting

Livestock Financing Solutions

  • Intermediate loans of up to 5 years for purchase of brood cattle, bulls and stocker cattle

  • Repayment terms that correspond with the sale of the cattle

  • Competitive interest rates

  • In-house underwriting


All Loans Subject to Credit Approval 

1- Vertical IQ® Industry Report, US Agriculture, Forestry and Fishing Sector

Source: © 2021 Vertical IQ, Inc