Adjustable Rate Mortgage
Do you think interest rates will fall in the future? Or are you planning to stay in your new home for only a short period of time? An Adjustable Rate Mortgage (ARM)* may be the home financing solution for you.
Cap on how high your mortgage rate can increase
Choice of loan repayment terms
What you need to know
A competitive mortgage rate is provided during the initial payment period, which may allow for initial payments to be lower when compared to payments of a fixed-rate mortgage.
After the initial payment period has expired, your monthly payments will change depending on the market interest rate at the time.
Interest rate caps set a limit on how high your mortgage rate can go.
Available in a variety of term options.
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* All loans subject to credit approval.
Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.