Adjustable Rate Mortgage

Do you think interest rates will fall in the future? Or are you planning to stay in your new home for only a short period of time? An Adjustable Rate Mortgage (ARM) may be the home financing solution for you.

  • Lower interest rates for a set time period
  • Cap on how high your mortgage rate can increase
  • Choice of loan repayment terms

Everything you need to know

  • A low mortgage rate is provided during the initial payment period, which allows for initial payments to be lower when compared to payments of a fixed-rate mortgage.
  • After the initial payment period has expired, your monthly payments will change depending on the market interest rate at the time.
  • Interest rate caps set a limit on how high your mortgage rate can go.
  • Available in a variety of term options.



We're here to help every step of the way.


We're here to help every step of the way.

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Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.