Mortgage Loans

Just as there are countless home designs, there are many different types of mortgages. Our experienced lenders can help you choose the loan that fits your lifestyle, current financial situation and future plans.


  • Fixed mortgage payment options
  • Special financing for veterans
  • Low down payment options
  • Refinancing opportunities

Sweet home, sweet loan

Fixed-Rate Mortgage

Predictable monthly payments make it easier to stick to a budget.

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Adjustable Rate Mortgage

Mortgage with variable interest rates which may be a good option if you plan to stay in the home for a short time period.

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FHA Loans

Government-backed mortgages with low down payment requirements.

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VA Loans

Up to 100% financing for active duty military and veterans.

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USDA Loans

People looking to buy in rural areas can borrow up to 100% of the value of the new home.

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First-Time Homebuyer Loan

Specialized loan options to help first-time buyers make homeownership a reality.

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Specialized Loans

er From medical professional loans to rehabilitation loans, we offer flexible funding for a wide range of situations.

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Down Payment Assistance Loans

Financial assistance may be available for individuals who lack the resources for a big down payment.

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Mortgage Refinancing

It may be possible to save on interest charges or reduce monthly payments by refinancing your home loan.

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Construction Financing

Avoid the hassle of multiple closings on new construction; instead, you could save on costs and fees with a one-time closing.

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Warehouse Participation Funding

Ameris Bank is a partner to mortgage lenders and other financial institutions to provide customers home financing.

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Wholesale Lending

Services are available to lenders across the U.S. providing your borrowers the right solution at the right time.

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Find a Mortgage Banker

Our lending team is eager to help home buyers find the loan that makes the most sense for them.

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This document is not a complete description of all eligibility requirements. Additional program restrictions may apply.

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.