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Mortgage Loans

Ready to buy your dream home? Downsize, refinance, build or buy your vacation home? We’ll help you choose the loan that fits your current financial situation, lifestyle and future plans.*


OUR MORTGAGE MAKES YOU FEEL AT HOME

No matter your home financing needs, we're with you. We offer fixed rate mortgages, adjustable-rate mortgages (ARMs), Federal Housing Administration (FHA) loans, U.S. Department of Veteran Affairs (VA) loans, U.S. Department of Agriculture (USDA) loans, construction loans, basically a loan to meet any goal. 

THE EXPERIENCE YOU NEED

The lending expertise you need and the care to go the extra mile - that's what you get from Ameris Bank's mortgage bankers.
Find a Mortgage Banker

INFO TO KNOW

Before you apply, be prepared. Find pro tips and tools for buying, building and refinancing. Learn about the different home loan options available, mortgage terms and the impact certain decisions can have on your mortgage.
Get Prepared to Buy

READY TO APPLY

When you’re ready to apply for a mortgage, we make everything simple. We'll walk you through the entire mortgage process. Every document, every step, we're with you.
We Make it Easy

GETTING THE LOAN

You’ve applied, and your journey to obtaining home financing has begun. Understand what happens, when it happens and the documents needed along the way. Your mortgage banker will keep you informed throughout every step.
Discover the Loan Journey 

WELCOME HOME

Your home loan is approved, the inspections are complete, and all your documents are ready. The day you’ve been waiting for is here! Know what to expect at closing. Then, enjoy making your new house a home.
Here's What to Expect 


Advice from Ameris

Whatever stage in your banking journey, we're here to help.

Excellent Customer Service

Michelle C.

“Our mortgage experience with Ameris was amazing. We were kept informed of the process and thrilled with the speed at which our request was handled. It could not have gone smoother. Our associate was so considerate while dealing with both my husband and me during work. She never hesitated to answer an after hours call.”

MAKING DREAMS A REALITY

A Variety of
Loan Options
We have a loan type to fit every need.
See AllWe have a loan type to fit every need.
Down Payment
Assistance
We want to make homeownership dreams a reality.
Learn MoreWe want to make homeownership dreams a reality.
First-Time
Homebuyer
Homebuyer loans that make your homebuying dreams a reality.
Learn MoreHomebuyer loans that make your homebuying dreams a reality.

*All loans subject to credit approval.

Ameris Bank is a full-service financial institution serving customers a variety of mortgage loan options in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina and South Carolina, Tennessee and Virginia.