Mortgage Loans

Ready to buy your dream home? Downsize, refinance, build or buy your vacation home? We’ll help you choose the loan that fits your current financial situation, lifestyle and future plans.

  • Countless loan options

  • Specialty financing

  • Down payment assistance

  • Unmatched service


SWEET HOME, SWEET LOAN

THE EXPERIENCE YOU NEED

Ameris Bank Mortgage bankers have the experience and financial knowledge you need. More so, they are energetic and dynamic problem solvers committed to going the extra mile to get you the financing you need and deserve.
Find a Mortgage Banker

INFO TO KNOW

Before you apply, be prepared. Find pro tips and tools for buying, building and refinancing. Learn about the different financing options available, mortgage terms and the impact certain decisions can have on your mortgage.
Get Prepared to Buy

READY TO APPLY

Obtaining a mortgage shouldn’t cause a headache. The reality is that several documents are needed and there are a few steps to take. But we are determined to make the mortgage journey as painless as possible.
We Make it Easy

GETTING THE LOAN

You’ve applied, and your journey to obtaining home financing has begun. Understand what happens, when it happens and the documents needed along the way. Your mortgage banker will keep you informed throughout every step.
Discover the Loan Journey 

WELCOME HOME

Your loan is approved, the inspections are complete and all your documents are ready. The day you’ve been waiting for is here! Know what to expect at closing. Then, enjoy making your new house a home.
Here's What to Expect 

Excellent Customer Service

Michelle C.

“Our mortgage experience with Ameris was amazing. We were kept informed of the process and thrilled with the speed at which our request was handled. It could not have gone smoother. Our associate was so considerate while dealing with both my husband and me during work. She never hesitated to answer an after hours call.”

MAKING DREAMS A REALITY

A Variety of
Loan Options
Just as there are countless home designs, there are many different types of mortgages. Your mortgage banker will work with you to find the perfect fit. We have a loan type to fit every need.
See All
Down Payment
Assistance
We want to make homeownership dreams a reality. Ameris Bank partners with other organizations within our communities to offer a variety of down payment assistance programs for customers who qualify.
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First-Time
Homebuyer
Purchasing your first home is certainly something to celebrate! We offer homebuyer loans that can make your homebuying dreams a reality. Plus, we are committed to eliminating worry.
Learn More