Mortgage Loans
Just as there are countless home designs, there are many different types of mortgages. Our experienced lenders can help you choose the loan that fits your lifestyle, current financial situation and future plans.
- Fixed mortgage payment options
- Special financing for veterans
- Low down payment options
- Refinancing opportunities
Sweet home, sweet loan
Fixed-Rate Mortgage
Predictable monthly payments make it easier to stick to a budget.
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Mortgage with variable interest rates which may be a good option if you plan to stay in the home for a short time period.
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Government-backed mortgages with low down payment requirements.
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Up to 100% financing for active duty military and veterans.
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People looking to buy in rural areas can borrow up to 100% of the value of the new home.
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Specialized loan options to help first-time buyers make homeownership a reality.
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From medical professional loans to rehabilitation loans to reverse mortgages, we offer flexible funding for a wide range of situations.
Learn Moreabout Specialized Loans Apply NowDown Payment Assistance Loans
Financial assistance may be available for individuals who lack the resources for a big down payment.
Learn Moreabout Down Payment Assistance Loans Apply NowMortgage Refinancing
It may be possible to save on interest charges or reduce monthly payments by refinancing your home loan.
Learn Moreabout Mortgage Refinancing Apply NowConstruction Financing
Avoid the hassle of multiple closings on new construction; instead, you could save on costs and fees with a one-time closing.
Learn Moreabout Construction Financing Apply NowWarehouse Participation Funding
Ameris Bank is a partner to mortgage lenders and other financial institutions to provide customers home financing.
Learn Moreabout Warehouse Participation FundingWholesale Lending
Services are available to lenders across the U.S. providing your borrowers the right solution at the right time.
Learn Moreabout Wholesale LendingFind a Mortgage Banker
Our lending team is eager to help home buyers find the loan that makes the most sense for them.
Learn Moreabout Find a Mortgage BankerThis document is not a complete description of all eligibility requirements. Additional program restrictions may apply.
Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.