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The Mortgage Minute

Connecting You to Mortgage News

We are proud to be your partner, and we are committed to sharing best practices, tips, and industry insight with you. Enjoy these blogs specifically written for you – our valued real estate partners.

Mortgage News

Are All Mortgage Companies the Same?

Partnering with the right mortgage company is key.

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Ameris Bank is Good for Your Business and Here's Why.

In today's world you need more than just competitive rates from your mortgage company.

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Why Do Credit Scores Appear Lower from the Lender?

Credit scores can typically range from 300 to 900. For mortgages, 620 or above is generally recommended.

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How Does the Loan Type Affect the Appraisal?

You might think all appraisals are the same, but a buyer’s choice of financing has an impact on the appraisal process.

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Using a Local Lender Could Save Your Buyers Money and Hassle

It’s no secret that buying a home is one of the biggest financial decisions a homebuyer will make in their lifetime.

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Tips to Prepare Your Buyers for the Mortgage Process

Before you spend countless hours helping your buyers search for the perfect home, it’s a good idea to advise buyers to get pre-qualified from a lender first.

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Easy Ways to Generate Leads with Ameris Bank

Leads! Leads! Leads!

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Strategies to Improve Your Business While Social Distancing

Review and reorganize your marketing and business plans, so you are prepared when potential clients are ready.

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Understanding Down Payment Gift Funds

While saved and borrowed funds are pretty straight forward, gifted funds can be complicated.

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Tips to Prevent Wire Fraud at Closing

Fraudsters rely on cyber communication and panic.

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How a Tropical Storm or Hurricane Can Impact Real Estate Closings

Knowing how to guide your buyers and sellers can help ensure calmer conditions at closing during hurricane season.

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Renovation Loans Can Turn that Ho-Hum Home Into One that Makes Buyers Say, “Oh My!”

Updated move-in ready homes seem to sell as quickly as they appear.

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Utilizing Lender Credits to Your Buyers’ Advantage

Consult with the lender to determine the best option for your financial situation.

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Learn More About State-Specific Down Payment Assistance Programs

Ameris Bank can assist your buyers with eligibility requirements or prequalification.

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5 Ways Ameris Bank Can Give Your Buyers a Competitive Edge

Here are a few tools Ameris Bank offers when buying a house.

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Appraisal Strategies in a Hot Seller’s Market

Here are few appraisal strategies and solutions Ameris offers when buying a home in a hot seller's market.

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The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. 

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.