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Ameris Bank is Good for Your Business and Here's Why.

March 4, 2019

In today's world you need more than just competitive rates from your mortgage company. You need a partner that understands your business, helps you meet the needs of your customers, and helps you grow. You need all of these things, plus deserve excellent customer service.

 

Ameris Bank provides all of this, plus more. In 2018, 98% of Ameris Bank mortgage customers surveyed would recommend Ameris Bank to a friend! Listed below are 10 other reasons working with Ameris Bank is good for your business.

  • 15 Business-Day Closing Plan
    Ameris Bank Mortgage Services closings are famously fast featuring a 15 Business-Day Closing plan. Our in-house underwriting, processing, funding, and closing teams not only close loans on time, every time, but also close loans as quickly and efficiently as possible.
  • Diversity of Loan Products
    Ameris Bank Mortgage Services offers a wide variety of programs (in addition to standard government and conventional loans) such as portfolio loans with 100% financing with no MI, non-warrantable condo loans, Jumbo financing with 95% LTV, lot loans, construction permanent loans, and extended rate locks. This diversity allows for more mortgage options for your buyers resulting in more closings.
  • FHLB of Atlanta Partner
    Ameris Bank is a community bank which means it is one of a few banks allowed access to down payment assistance funds for FTHB's, Veterans, and Community Heros (such as teachers, firefighters, law enforcement officers) from the Federal Home Land Bank of Atlanta.
  • Competitive Mortgage Insurance Rate
    Ameris Bank has preferred status with select Mortgage Insurance companies entitling us to discounted monthly mortgage insurance rates. We can select the most competitive mortgage insurance available and pass that savings along to the buyer.
  • Loans Funded Day of Closing
    Ameris makes the closing process smooth for the attorney, you and your buyers and sellers by funding all loans upfront. No more long closing days or having to make return trips to the closing agency to receive keys or checks.
  • Marketing Support
    Ameris Bank Mortgage Services offers co-branding opportunities to help you promote your listings through mortgage product flyers, educational seminars, or even prequalification services at open house events.
  • Text Flyer and Lead Capture Technology
    Ameris Bank Mortgage Services offers co-branded texting technology that works with your MLS system to provide potential buyers listings information as well as estimated mortgage payment information instantly. Potential buyer leads captured are shared by you and your Ameris mortgage banker.
  • Automated Payment Flyer Program
    Our on-demand automated payment flyer program works with your MLS and the Ameris Bank pricing engine, to streamline the process for estimated payment flyers for your listings providing you the most up to date listing information and interest rates for your listings available for printing or posting to social media. Each flyer is co-branded with the mortgage banker and listing agent's information.
  • Keep Your Buyers Informed Throughout Loan Process
    You can rest assured knowing that your buyers are being kept informed of their loans progress with personal phone calls and email messages sent at designated touch points throughout the loan process.
  • Strong, Stable Bank
    Ameris Bank Mortgage Services is backed by Ameris Bank, a strong and stable community bank with over a 47-year history built on relationship banking. Ameris Bank holds over $17 billion in assets, with banking locations across the Southeast. Our size is ideal to support a competitive and growing market yet streamlined to adapt quickly to the market.

We look forward to growing our partnership with you!

 

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Ameris Bank's 15 business-day closing plan is dependent on each loan and cannot be guaranteed. All loans are subject to credit approval. Co-branded marketing materials and resources require both parties agree to perform equal and commensurate services; thus, to incur equal costs of such performance.