We believe everyone deserves to be a homeowner. If you're looking to buy a home and have less cash available up front for a down-payment and closing costs, a USDA loan may be the loan for you.
- Ideal if you expect to buy in a rural area
- Low to no down payment required
- Competitive interest rates
Everything you need to know
- USDA loan is offered through the U.S. Department of Agriculture Rural Development mortgage
- Lending up to 100% of the appraised value of the home
- No down payment required
- A one-time USDA guarantee fee is financed into the loan amount. A USDA mortgage insurance premium is a component of the monthly mortgage payment.
- Restrictions based on income and location
- Eligibility requirements apply
- Refinancing options available
YOUR SUCCESS IS OUR JOB
We're here to help every step of the way.
All loans are subject to credit approval.
Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.