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IntraFi Network Deposits

FDIC Insurance for deposits above $250,000

It’s not uncommon for a business to have deposits in excess of the FDIC’s $250,000 limit, but that doesn’t mean you can’t be protected. 

Safeguard your large deposits

Ameris Bank is a member of IntraFi Network Deposits allowing us to ensure your deposits, no matter the amount, are covered by FDIC insurance, with no additional effort from you.1

  • Work with just Ameris Bank and receive just one regular statement 
  • Access your funds through a single checking or money market account 
  • Simplify reporting by eliminating ongoing collateral tracking and the need to footnote uninsured deposits in financial statements
     

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How does It work?

We, like other institutions that offer IntraFi Network Deposits, are members of a special network. When we place your deposit through IntraFi Network Deposits, that deposit is divided into amounts under the standard FDIC insurance maximum of $250,000. The amounts are then placed into deposit accounts at multiple FDIC-insured banks. As a result, you can access FDIC coverage from many institutions while working directly just with us.

What else do you need to know?

You receive a regular monthly statement from us showing your demand and savings balances and other key information. And you can check your balances and track other important information online, 24/7. Your confidential information remains protected.

 

 

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1 Placement of funds through IntraFi Network Deposits is subject to the terms, conditions, and disclosures in the program agreements, including the Deposit Placement Agreement (“DPA”). Limits apply. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before settlement for a deposit or after settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of IntraFi Network Deposits satisfies those restrictions. Network Deposits and the IntraFi hexagon are service marks, and IntraFi and CDARS are registered service marks, of IntraFi Network LLC.

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.