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SBA Lending Experts

Our team of financial experts work to understand your business goals, direct you to the right type of SBA loan*, and assist you every step of the way with your application.

  • Experienced SBA lenders

  • Personalized service

  • Options clearly explained


Corey L. Townsend

SBA Business Development Officer
[email protected]

Corey Townsend provides debt financing to small businesses for acquisitions, expansion, and improvements utilizing SBA guaranteed loans. Prior to joining Ameris Bank, Corey worked for over a decade in wealth management, as a private wealth advisor at Morgan Stanley and later Merrill Lynch, serving ultra-high net worth individuals. He is an attorney by trade, and briefly worked for the IRS office of Chief Counsel, Financial Products and Institutions Division, before transitioning to the private sector. Corey is a graduate of Auburn University with a Bachelor of Science in Economics. He also holds a master’s in finance from Georgia State University and graduated Summa Cum Laude from Thurgood Marshall School of Law in Houston.

Janice Bounds

GGL Business Development Officer
[email protected]

Janice Bounds has 27 years of experience in the financial services industry with 15 years progressive experience in business development. Her vast experiences will afford you the greatest opportunity for securing the right credit solutions for all of your business needs. Janice was acknowledged as an SBA 2017 Financial Advocate of the Year for the North Florida area. Janice is located in Jacksonville Beach, Fla. and serves her clients locally and nationwide.

John Daniels

GGL Business Development Officer​
[email protected]

John works closely with businesses nationwide to provide access to popular Government Guaranteed Lending (GGL) programs such as SBA 7(a), USDA (B&I) & SBA 504. Loans backed by federal agencies can come with lower rates, less restrictive credit guidelines and more attractive terms. Business owners who work with him often find his customized lending solutions preserve their capital, lower their monthly payments and deliver them future flexibility and payment certainty positively impacting their bottom line. He is a graduate of Northern Illinois University and The Lake Forest Graduate School of Management (MBA). He is also a Certified Public Accountant (CPA).

Jordan Richmond

SVP, SBA Business Development Officer
[email protected]

Jordan Richmond is a Senior Vice President of SBA lending at Ameris Bank, specializing in large goodwill transactions. His passion is advising buyers in business acquisitions, franchise financing and commercial real estate. Jordan is well-known in the SBA industry for his public speaking workshops, educational webinars and community involvement. He is an expert in cash flow lending and national SBA financing. Jordan has been in banking for 18 years and is a graduate of The University of Massachusetts at Amherst.

Tim Sommers

SBA Business Development Officer
[email protected]

Tim Sommers is an SBA loan expert with over seven years of 7(a) and 504 lending experience. He is a small business owner himself and strives to help fellow entrepreneurs achieve success in starting and growing their businesses through SBA financing. Tim is located in Atlanta but serves the entire U.S. under Ameris Bank’s preferred lender status with the SBA. He is a graduate of Georgia Southern University and holds a master's in business management.


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* All loans subject to credit approval.

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.