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Business Lines of Credit

In business, timing is everything. Unexpected commercial expenses? You have to react fast. An opportunity arises? You need to move quickly. With a business line of credit*, you can have the money you need at a moments notice.

  • Fast access to capital

  • Competitive interest rates

The cure for cash-flow challenges

An Ameris Bank Unsecured Business Credit Line can be a lifeline. It's a revolving fund you can draw on when sales slow down, equipment breaks down or inventory runs low. After one simple application process, you'll have fast access to funds when you need them. 

  • Improve cash flow, funding employee payroll or seasonal working capital

  • Use funds to purchase inventory and materials

  • Use funds to finance account receivables

  • Establish line of credit as an emergency fund

  • Use as overdraft protection on your checking account

  • Competitive variable interest rates

  • Pay no interest until you draw funds

BUSINESS ADVICE YOU CAN TRUST

Build Credit for Your Business

It sounds simple, but the easiest way for a business to build their credit is to open a credit card and begin using it make purchases for their business. The key, of course, is paying off the balance every month.

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We're here to help every step of the way.

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* All loans subject to credit approval.

Ameris Bank is a full-service financial institution serving customers a variety of business bank accounts and loans in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, North Carolina and South Carolina.