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Commercial Real Estate Financing

Solutions for your owner-occupied commercial property purchase, refinance, remodel, or expansion needs.

Commercial real estate financing to make your dream project a reality.

Choosing a good business location is one of the most important decisions you will make as an entrepreneur, no matter what your industry. Obviously, the site you select will depend on your business type. Office buildings, strip malls, shopping centers, restaurants, and industrial and manufacturing facilities each feature distinct characteristics that meet the needs of their occupiers, customers, and clients. Ameris Bank is ready to assist you if you need capital to purchase a property for your business or leverage your equity to improve or expand your existing property. We offer owner-occupied commercial real estate financing solutions that are customized for your business goals and budget.

Ameris Bank is a trusted, agile resource that has structured and delivered commercial property financing and loan products to businesses in many different industries. You will work closely with one of Ameris Bank's experienced and knowledgeable commercial real estate bankers who understands the complexities of owner-occupied commercial real estate financing transactions. This individual will assist you before, during, and after construction and always be available should you have questions. We welcome the opportunity to serve you.

The right solutions for your financing needs. Right here.

  • Owner-occupied 15-year fixed rate financing1

  • Financing for building purchases, refinancing, or improvements

  • A primary operating account is required

At Ameris Bank, We’re With You. 

Contact us today to learn more or to get started.

Talk to a Commercial Banker

Submit this inquiry form, and a commercial banker will contact you promptly during our regular business hours.


We're here to help every step of the way.

Lines of Credit
Take control of your business with lines of credit.
Read MoreTake control of your business with lines of credit.
Cash Flow
Learn the essentials of managing cash flow.
Read MoreLearn the essentials of managing cash flow.
Receivables Collection
Effective receivable is essential if you want your business to thrive.
Read MoreEffective receivable is essential if you want your business to thrive.

All loans are subject to approval.

1Minimum loan amount of $500,000. Property type restrictions may apply. Deposit balances must be reflective of the annual average balances reasonably expected for the business and tested no less than annually. Loan payment must be auto drafted from an Ameris Bank account. Refinance penalties may apply in the first 10 years of the loan. All loans subject to credit approval. Program guidelines apply. Availability subject to change without notice.

Ameris Bank offers a variety of competitive checking and savings accounts as well as loan products, including auto loans, home equity lines of credit and mortgages. Open an account or apply for a loan at one of our full-service locations in Alabama, Florida, Georgia, North Carolina and South Carolina or mortgage-only locations in Alabama, Georgia, Florida, South Carolina, North Carolina, Virginia, Maryland and Tennessee.