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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Account Payable Solutions

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Payment Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Specialty Banking
  • Premier Banking

    High-touch banking and specialized lending solutions for discerning clients.

  • Student Banking

    Tailored for student life and your unique needs.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Brian Phillips

VP, Government Guaranteed Lending
(D) 925-984-7892 | Email: [email protected]

How can I help you achieve your goals?

With over 30 years of experience in the banking industry, Brian Phillips is a seasoned financial services professional dedicated to helping businesses grow. Based in Atlanta, GA, Brian specializes in both SBA and conventional financing solutions across a diverse range of sectors, including healthcare, technology, manufacturing and real estate.

Brian’s expertise is backed by a disciplined approach to financial analysis, risk assessment, and the strategic structuring of complex financing arrangements. He is a Certified Public Accountant (CPA) and has served on the Boards of both the Black Alumni Association and as a Region One Representative for the Alumni Association for his alma mater, Notre Dame.  

Outside of the office, Brian is a dedicated sports enthusiast with a particular passion for college and professional football. He enjoys exploring new culinary experiences with his wife and taking weekend trips to the coast to recharge.

Brian's experience includes:

  • Investment banking
  • Federal regulatory sectors
  • Government-guaranteed lending
  • Commercial real estate
  • Credit risk
  • Capital markets

Contact Brian

   
 
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Business Resources

We have the resources and the expertise you need to run your business and make sound financial decisions.  We can also provide a free review of your finances to make sure you're getting the most out of your banking relationship.

Commercial Loan Calculator
Self-Employment Tax Calculator
Resources for Starting a Business

Start, Grow, and Succeed with Ameris

Get your free copy of our SBA Resource Guide and learn how to get your business off the ground.

You've come to the right place

Streamline your cash flow management.
Act now to earn more with your business account.
Your success is our business.