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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Account Payable Solutions

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Payment Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Specialty Banking
  • Premier Banking

    High-touch banking and specialized lending solutions for discerning clients.

  • Student Banking

    Tailored for student life and your unique needs.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Personal Banking for Your Personal Goals

You’re on a financial journey that’s uniquely yours. For every step, you’ll find accounts and resources at Ameris Bank that smooth out the road ahead.

All the Banking Solutions, personalized for you.

Whether you're planning a project, covering expenses, or moving forward with something new, our solutions are built to keep you on track. With flexible terms and personalized support, you can move ahead with confidence knowing you have the right tools behind you.

Explore Options for Everyday Banking.

Checking Accounts

Manage your money easily with online & mobile banking, bill pay, and alerts at your fingertips.

Savings Accounts

Your journey to financial security begins with a simple savings account.

Digital Banking Tools

Bank anytime, anywhere. Enjoy easy, secure access with our digital online and mobile banking tools.


Borrow: the right loan at the right time keeps you moving forward.

Credit Cards

Earn rewards on everyday purchases with an Ameris Bank credit card. Get cash back, travel points, and more!

Home Equity Line of Credit

More dreams, fewer fees. Access your home's equity and turn your aspirations into reality.

Personal Loans and Lines of Credit

Big trips, home fixes, life's surprises? Personal loans and lines of credit give you the flexible funds to handle it all.


All types of mortgage programs to fit your lifestyle.

First-Time Homebuyer Loan

We are proud to offer loan programs that help make your homebuying dreams a reality, and we’ll guide you through each step of the way. 

Mortgage Refinancing

Explore your options and potentially lower your monthly payments with mortgage refinancing.

All Mortgage Loans

Explore various mortgage financing options to find the right fit for your home purchase.

Your banking journey starts here.

Mortgage Info to Know
What you need to know before applying for a mortgage.
Mobile Baking
Around the clock, around the world.
Personal Loans
The flexibility you need to make your dreams a reality.

*All loans are subject to credit approval.

Ameris Bank provides a variety of products and services to customers in the Southeast and Mid-Atlantic. Visit a location in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.