Online Banking Sign-In
Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Account Payable Solutions

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Payment Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Specialty Banking
  • Premier Banking

    High-touch banking and specialized lending solutions for discerning clients.

  • Student Banking

    Tailored for student life and your unique needs.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Voice Identification

Your unique sound provides a higher level of cybersecurity.

Fewer security questions means faster service

Identifies the distinct characteristics of your voice

Allows Ameris to verify you more quickly during future calls

Quickly confirm your identity and reduce the risk of fraud with Voice Identification

Create your voiceprint with us for a quick, assured way to confirm your identity anytime you call. Once you establish your Voice ID on the phone with us the first time, our enhanced technology allows us to verify your identity in the future simply by what you say. Your voice's uniqueness provides more security for your Ameris Bank accounts and all activity. Here's how Voice Identification works:

See how it works
See how it works

Participation is optional

You can choose not to use Voice Identification by following a simple process.

Frequently Asked Questions

Voice ID is a security feature that verifies you by the sound of your voice when you call us, allowing fast and secure service and access to your accounts.

Like a fingerprint, Voice ID creates a voiceprint using a mathematical equation that is unique to you. It uses more than 100 different physical and behavioral characteristics such as pitch, accent, shape of your mouth and vocal tract.

When you call Ameris, your unique and secure voiceprint is created automatically, there is nothing that you need to do. Once your Voice ID is created, the next time you call we can use your voice to quickly verify it's you and reduce the need to answer security questions.

Voice ID helps Ameris to provide you with even faster service when you call us. Because we can verify you by the sound of your voice, we ask fewer security questions. The ability to verify you by the sound of your voice can also reduce fraud should a criminal attempt to impersonate you over the phone.

Voice ID is a great security measure to help protect you and your accounts.

Your Voice ID creates a voiceprint that is stored as a mathematical equation that only works for verification with our system – it can't be used elsewhere for verification. Your voice ID is encrypted and protected with the highest industry security standards.

Hundreds of voice characteristics are represented in your voiceprint, only a few of which are affected by a cold. If a health condition that severely affects your voice, such as laryngitis, impacts your authentication, we can still authenticate your identity with other authentication methods.

Voiceprints are very reliable, but if you ever have problems, a representative can authenticate you with other methods instead. If there are repeated challenges with your voiceprint, we can quickly help you to create another.

There may be instances that require alternative authentication methods, such as too much noise in the background, to protect you and your accounts.

Voice ID is an optional feature for faster service. Without Voice ID, we can still verify your identity and provide the exceptional service you expect.

If you do not wish to continue using Voice ID, please select the opt out button below.

The short voiceprint created is treated just like any other financial data – meaning it is safeguarded as our top priority. Again, your voiceprint is stored as a mathematical equation that only works for verification with our system.