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Personal
Small Business
Commercial
Treasury Services
  • Account Payable Solutions

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Payment Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Tools & Resources
Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Merchant Services
Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Specialty Banking
  • Premier Banking

    High-touch banking and specialized lending solutions for discerning clients.

  • Student Banking

    Tailored for student life and your unique needs.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Inclement Weather Updates

Due to severe weather conditions, the operating hours of some of our branches may be impacted. Refer back to this page for the branch reopening information.

Please reference the list of locations outlined below for temporary closures or alternative hours of operation. All other Ameris Bank locations are operating under normal business hours. Thank you in advance for your understanding as we strive to keep our team members and customers safe.

Updated Friday, October 9, 2026 at 10:30 AM EST

The following branches will be closed on Friday, October 9:

  • Panama City Beach: 11790 Panama City Beach Parkway 32407, Panama City Beach, FL 32407
  • Panama City 23rd Street: 450 23rd Street East 32405, Panama City, FL 32405
  • Lynn Haven: 2606 South Highway 77 32444, Lynn Haven, FL 32444
  • Defuniak: 138 US Hwy 90 E 32433, Defuniak Springs, FL 32433


The following branches will have an early closure on Friday, October 9: 

  • 3:00 PM CST - Blountstown: 16763 SE Pear St 32424, Blountstown, FL 32424
  • 4:00 PM EST - Crawfordville: 2628 Crawfordville Hwy 32327, Crawfordville, FL 32327
  • 4:00 PM EST - Tallahassee Capital Circle NE: 2101 Capital Circle NE, Tallahassee FL 32308


The following branch will be closed on Saturday, October 10:

  • Panama City 23rd Street: 450 23rd Street East 32405, Panama City, FL 32405

Important Information


  • If you haven’t done so already, we encourage you to download the Ameris Bank app on the Apple App Store or Google Play for easy access to your account.
  • You can also use our mobile app to deposit checks if you cannot visit a branch. Click here to learn how to enroll in mobile banking.
  • Be aware of scams. Fraudsters take advantage of situations like natural disasters. Be aware of suspicious calls, text messages and emails, especially any that ask you to make payments or take urgent action.
  • If you need to reach us by phone, please call our Customer Care Center at 866-616-6020.