Program Benefits
- $20,000 in assistance for down payment (Conventional loans only), closing costs, or permanent interest rate buydown
- Available for Conventional, FHA, VA, HomeReady, and HomePossible loan types
- No repayment required if program terms are met
Eligibility Requirements
- You're purchasing in a designated Majority-Minority Census Tract within the Deltona–Daytona Beach–Ormond Beach metro area (see our interactive map below)
- You meet applicable income limits
*All loans subject to credit approval. Program availability and terms subject to change. Additional eligibility requirements and restrictions may apply.