Need a new Personal Checking Account? We've Got You Covered.

At Ameris Bank, we offer a variety of checking solutions to customers in the Southeast and Mid-Atlantic. Visit a location in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.

¹ You may use an Ameris Bank debit card at any Ameris Bank ATM free of charge. If you use a non-Ameris Bank ATM, you will incur a service charge in addition to any ATM service charge assessed by the owner of the ATM. See our Miscellaneous Services Pricing Guide for details.

² Offer applies to new checking account openings only. Earn up to $10 for debit cards and unused checks from another financial institution. Funds will be credited to the account at the time the checks/debit cards are presented.

³ Other fees such as Overdraft Fees may apply. See the Miscellaneous Services Pricing Guide for details.

⁴ Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the insurance document. Guide to Benefit and insurance document will be included in follow-up letter after account opening. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the Bank or any Bank affiliate. Cell phone protection covers the first three phones on a cellular telephone bill paid through your checking account. (Cellular telephone bill must be paid through Benefits Checking Account) 

⁵ IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students.

⁶ Credit file monitoring may take several days to begin following activation.

⁷ The Personal Savings quarterly service fee is not assessed when the qualifying schedule transfer from the Benefits Checking account occurs.

⁸ If you close your account before interest is credited, you will not receive the accrued interest.

⁹ The monthly service fee will become effective after the first two statement cycles.

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic. We offer a variety of competitive deposit accounts and have locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.