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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Account Payable Solutions

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Payment Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Specialty Banking
  • Premier Banking

    High-touch banking and specialized lending solutions for discerning clients.

  • Student Banking

    Tailored for student life and your unique needs.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

DirectBiller

Elevate your accounts receivables with DirectBiller.

Simplify payments, empower customers

Transform your AR complexities into a simplified, efficient, and professional system with DirectBiller, a modern accounts receivable automation platform and electronic bill presentment & payment (EBPP) solution that helps businesses of all sizes streamline invoicing, accelerate cash flow, and improve the customer payment experience. 

DirectBiller is a complete receivables management solution that gives customers a simple way to pay while streamlining your operations.  

The DirectBiller Difference

Payment Routing

Manage payments for separate divisions.

Flexible Fees

Payer-paid or absorbed models.

Real-Time Payments

Instant, confirmed payments.

Advanced Self-Serve

Customers can manage credits and disputes.

Fraud Prevention

Validate bank accounts to reduce returns.

Frictionless Integration

Works out of the box or integrates seamlessly with your existing infrastructure via flexible APIs.

Tailored payments that put customers first

DirectBiller supports a wide range of methods and channels to meet your customers wherever they are with a frictionless payment experience that elevates your brand. This tool offers a powerful dashboard giving you complete insight into all customer payment activity. Easily track key metrics and reports like payment history, aging accounts, scheduled payments, and reconciliations to make faster, more informed decisions.

  • Payment Methods: Accept ACH, credit/debit cards, real-time payments, and digital wallets like Apple Pay. 
  • Multiple Channels: Customers can pay via text, web, mobile, IVR, or with a CSR. 
  • Self-Serve Tools: Offer convenient options like AutoPay, recurring, and scheduled payments.

Full Visibility & Control

Streamline your payables, maximize efficiency

Take control of your business payments with Ameris Bank payables tools.

Automated ACH payments

Initiate electronic payments through ACH using templates or file transfers, reducing check‑handling time and lowering fraud risk.

Integrated payables solution

Centralize payment methods, including virtual cards, and get consolidated reporting that syncs with your accounting system.

Streamline your payables, maximize efficiency

Take control of your business payments with Ameris Bank payables tools.

Automated ACH payments

Initiate electronic payments through ACH using templates or file transfers, reducing check‑handling time and lowering fraud risk.

Integrated payables solution

Centralize payment methods, including virtual cards, and get consolidated reporting that syncs with your accounting system.