Online Banking Sign-In
Personal
Small Business
Commercial
Treasury Services
  • Account Payable Solutions

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Payment Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Tools & Resources
Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Merchant Services
Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Specialty Banking
  • Premier Banking

    High-touch banking and specialized lending solutions for discerning clients.

  • Student Banking

    Tailored for student life and your unique needs.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Choate Construction

Building the Perfect Partnership

Choate Construction and Ameris have been partners for so long, if they were people, they’d finish each other’s sentences. 

The construction company — and many of its employees — banks with Ameris. Originally founded in Atlanta, the bank has hired Choate to build more than 40 of its branch buildings. They’ve been active regional partners for more than three decades, now with seven offices across the Southeast.

“We've grown together, as two Atlanta-based businesses,” says Matt Brewer, Choate President and CEO. “Over that course of time, everywhere you've seen a Choate sign, Ameris has been a part of it, and together we've built so many iconic projects.”

Choate_12-300x200_businessNotable Choate projects include the Shepherd Center in Atlanta; Riverworks at Eastern Wharf in Savannah; the Commonwealth mixed-use development in Charlotte; Marsico Hall, the cancer research complex on the UNC Chapel Hill campus; the Credit One Stadium in Charleston; and Greenheck manufacturing facilites around the U.S.

“As we've grown from Atlanta through the Southeast, we've done it together, aligned with the same common culture,” says Brewer of the builder-bank partnership. “It’s a symbiotic relationship, where neither of us is just the customer. That connection between our two companies is what makes it so special.”

Throughout all those years, Choate has had the same bank rep: Jeanie Blanc, the very person who pitched Ameris to founder Millard Choate in 1992. 

“I want to be there regardless of what it is, the time of day, the day of the week. And believe me, that has happened, but I take great pleasure in getting that call,” says Blanc, who is now Ameris Bank’s retail business development officer. “You know I'll get the job done, and I'm here to do it for you.”


A Blueprint for Trust

Choate_4-300x200-construction“That level of responsiveness has been key to the long relationship. It is a direct result of Blanc taking the time to understand the construction business. 

Nothing gets done without paying our trade partners, and paying them promptly,” says Rob Glazier, Choate’s CFO. “Their work is what makes a project possible, and we want to honor that by being one of the most reliable in the industry when it comes to payment. It’s something we hold ourselves to.”

Consistent, same-day response has won over Choate’s leadership, time and time again. Glazier notes that the high level of customer service wins over its building partners, too. Choate counts on Ameris to explain complex financial structures to its private equity partners. “It takes a sophisticated bank, with people who understand our business, to be effective in our industry,” he says. 

Responsiveness has also been crucial when things haven’t gone quite as expected. “Challenges are going to come up in an organization of our size. To have a partner that can respond quickly, and in many cases is proactive, is really invaluable.” Brewer says. He trusts Blanc and other Ameris team members to expertly handle whatever issues come their way. “Banking is a very procedural, policy-driven industry, but the way Ameris empowers their people to critically think and to solve problems - that's a wonderful thing.”


Building a Legacy

Beyond day-to-day financial needs, Ameris also helped Choate navigate its biggest project 10 years ago: the transition from a privately-owned business to a fully employee-owned entity. “We had a lot to learn about the complexity of that transaction,” Brewer says. But Ameris was there every step of the way, helping ensure its success. “We're building great careers for our people, and Ameris has been a part of that. We know Ameris is going to be by our side as we continue to achieve our goals.”

One of the joys of the construction business, Glazier says, is witnessing the evidence of those achievements. Whether the product is an amenity-rich senior living facility or a beautiful and functional addition to a medical center, there is satisfaction in contributing in a physical way to the community. 

“I take a lot of pleasure in seeing what we're building tangibly across the Southeast, and we build it with Ameris. We build for Ameris, too,” he says. “So our partnership is valued from both a customer and a vendor perspective. We're really fortunate to have that kind of strong relationship as we continue to grow.”

Adds Brewer: “Atlanta has grown so much, and we’re honored to have been a part of that alongside Ameris.”

Experience the 
Ameris Advantage.

Experience the 
Ameris Advantage.