Get $20,000 Toward Your New Home in Volusia County

Looking to buy a home in the Deltona–Daytona Beach–Ormond Beach area?

You may qualify for limited-time mortgage assistance designed to make homeownership more affordable.

Apply Now See eligible areas
 

Homeownership is within reach. Ameris Bank is here to help.

If you're buying in the Deltona–Daytona Beach–Ormond Beach area, you may qualify for $20,000 in assistance through a limited-time offer for first-time buyers.
 

Program Benefits

  • $20,000 in assistance for down payment (Conventional loans only), closing costs, or permanent interest rate buydown 
  • Available for Conventional, FHA, VA, HomeReady, and HomePossible loan types 
  • No repayment required if program terms are met 

Eligibility Requirements

  • You're purchasing in a designated Majority-Minority Census Tract within the Deltona–Daytona Beach–Ormond Beach metro area (see our interactive map below)
  • You meet applicable income limits 

See if your future home qualifies 

Use the interactive map below to explore eligible areas in the Deltona–Daytona Beach–Ormond Beach metro. Homes located in highlighted census tracts may qualify for the $20,000 subsidy. 



If you're unsure whether a property qualifies, our team is here to help.
We'll walk you through the eligibility criteria and answer any questions you have. 

Act Fast — Funds Are Limited 

This offer is available only while funds last.
Let’s explore your options and help you take the next step toward homeownership. 
Apply Now


All loans subject to credit approval. Program availability and terms subject to change. Additional eligibility requirements and restrictions may apply.