Online Banking Sign-In
Personal
Small Business
Commercial
Treasury Services
  • Account Payable Solutions

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Payment Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Tools & Resources
Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Specialty Banking
  • Premier Banking

    High-touch banking and specialized lending solutions for discerning clients.

  • Student Banking

    Tailored for student life and your unique needs.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Back to blog home

Celebrating 55 Years: The Ameris Bank Story and Our Legacy of Trust

October 1, 2026

In 1971, a small group of business leaders gathered in Moultrie, Georgia, with $1 million in capital, a handful of dedicated employees and a simple premise: build a bank rooted in genuine relationships and steadfast community support. 

Fifty-five years later, that small-town venture has grown into a $28 billion company headquartered in Atlanta, backed by nearly 3,000 teammates across five Southeastern states, with a reach that extends nationwide. 

While our growth is reflected in numbers, our true history is defined by the people behind them — our customers, teammates and the communities we call home. 


Behind every loan, savings account and transaction is a human story. 

We are proud to share our history book, “Our Legacy is Now: The Story of Ameris Bank.” This story captures the full scope of our journey. For 55 years, Ameris Bank has walked alongside generations of families and business owners to help them: 

  • Open their very first savings accounts and buy family cars 
  • Secure mortgages for first homes and cropland for family farms 
  • Fund college educations, dream weddings and new business ventures 
  • Navigate life’s unexpected hardships with a steady partner in their corner

Growth has never been about simply becoming a bigger bank. It has always been about becoming a better bank — one focused proudly on customer service, integrity and local connection.

Want to explore our history and read the personal stories that shaped our bank? Contact your local branch to see a physical copy or download a copy.