Personal Checking Solutions

Open your account online for easy access to your money.

Amenity Checking
Amenity Checking is our most popular checking account. Click below to open today!
Amenity Checking
Amenity Checking is our most popular checking account. Click below to open today!

Amenity Checking


Offering vital protection for you, your family and finances.

  • IDProtect® identity theft monitoring and resolution service1, that includes:
    • Credit file monitoring2 and alerts of key changes with Equifax, Experian, and TransUnion
    • Ability to request a 3-in-1 report every 90 days or upon receipt of a credit alert
    • Up to $10,000 in identity theft expense reimbursement3, and more
  • Cell phone protection3—receive up to $400 of replacement or repair cost for damaged or stolen phones
  • No minimum balance requirements on a Personal Savings account when a quarterly $25 scheduled transfer is established and maintained from your Amenity Checking account4
  • Complete access to online, mobile, text and telephone banking
  • Purchasing power with a Visa® debit card5
  • Unlimited check writing
  • For customers age 62 and over, no-cost wallet-style checks; other checks styles available for purchase

$8 monthly account price.

Lower the account price! Enroll in e-statements and your Amenity Checking monthly account price will be $6.


 

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Amenity Checking

  • ID Protect® identity theft monitoring 1
  • Cell phone protection3
  • $8 or $6 monthly account price based on e-statement enrollment
Current Option

Access Checking

  • Complete online, mobile, text and phone banking
  • $8 or $6 or $0 monthly account price based on account activity and e-statement enrollment

Advantage Checking

  • Earns interest
  • Option to bump CD rate
  • All ATM fees reimbursed
  • $20 or $0 monthly account price based on account activity

At-Ease Checking

  • Bank entirely online
  • No minimum balance requirements
  • Make deposits quickly through Mobile Banking
  • $0 monthly account price

Access Checking


Giving you access to your money whenever and wherever you need it.

  • Online Banking with online bill pay, e-statements, email and text alerts
  • Mobile Banking with mobile bill pay and mobile check deposit
  • Text Banking
  • Telephone Banking
  • Visa® debit card5
  • Unlimited check writing

$8 monthly account price OR
$0 monthly account price when any one of the following occurs during the statement cycle:

  • ACH deposits totaling $500 or more credited to your account or
  • 15 or more debit card point-of-sale transactions post to your account or
  • The checking account’s average daily balance (during the statement cycle) is $1,500 or greater

Lower the account price! Enroll in e-statements and your Access Checking monthly account price will be $6, if assessed.

Customers Age 62 and Over:Receive a 25% discount on the monthly account price, if assessed, along with free wallet-style checks. Other check styles are available for purchase.


 

You May Be Interested In...

Personal Money Market Open Now
Personal Savings Account Open Now
6-Month Online CD Open Now

Compare with Similar Products

Amenity Checking

  • ID Protect® identity theft monitoring 1
  • Cell phone protection3
  • $8 or $6 monthly account price based on e-statement enrollment

Access Checking

  • Complete online, mobile, text and phone banking
  • $8 or $6 or $0 monthly account price based on account activity and e-statement enrollment
Current Option

Advantage Checking

  • Earns interest
  • Option to bump CD rate
  • All ATM fees reimbursed
  • $20 or $0 monthly account price based on account activity

At-Ease Checking

  • Bank entirely online
  • No minimum balance requirements
  • Make deposits quickly through Mobile Banking
  • $0 monthly account price

Advantage Checking


Pays interest with many other value-added benefits.

  • Earn interest on your account balance
  • An increased daily limit to $5,000 for debit card signature point-of-sale transactions, at your request
  • Access at any ATM nationwide, with all ATM fees  reimbursed
  • Option to increase your current Ameris Bank CD rate to a posted rate once during the term of the CD, at your request
  • No cost for all incoming domestic wires
  • No cost for Ameris Bank wallet style checks; other check styles are available for purchase
  • No cost for safe deposit box, when available
  • No cost for purchase of official checks
  • No minimum balance requirements on a Personal Savings account when a quarterly $25 scheduled transfer is established from your Advantage Checking account4
  • Complete access to online, mobile, text and telephone banking
  • Visa® debit card5
  • Unlimited check writing

$20 monthly account price OR
$0 monthly account price when the combined total of all related Ameris Bank current personal loan balances and average daily balances (during the statement cycle) within personal deposit accounts is $25,000 or greater.

 

Customers Age 62 and Over:Receive a 25% discount on the monthly account price, if assessed, along with free wallet-style checks. Other check styles are available for purchase.


 

You May Be Interested In...

Personal Money Market Open Now
Personal Savings Account Open Now
6-Month Online CD Open Now

Compare with Similar Products

Amenity Checking

  • ID Protect® identity theft monitoring 1
  • Cell phone protection3
  • $8 or $6 monthly account price based on e-statement enrollment

Access Checking

  • Complete online, mobile, text and phone banking
  • $8 or $6 or $0 monthly account price based on account activity and e-statement enrollment

Advantage Checking

  • Earns interest
  • Option to bump CD rate
  • All ATM fees reimbursed
  • $20 or $0 monthly account price based on account activity
Current Option

At-Ease Checking

  • Bank entirely online
  • No minimum balance requirements
  • Make deposits quickly through Mobile Banking
  • $0 monthly account price

At-Ease Checking


An account that lives up to its name.

  • $0 Monthly account price
  • No minimum balance requirements
  • Online banking
  • Mobile banking
  • Text banking
  • Pay bills online with ease6
  • Visa® debit card5
  • Make deposits quickly through Mobile Banking7
  • $25 deposit to open

 

You May Be Interested In...

Personal Money Market Open Now
Personal Savings Account Open Now
6-Month Online CD Open Now

Compare with Similar Products

Amenity Checking

  • ID Protect® identity theft monitoring 1
  • Cell phone protection3
  • $8 or $6 monthly account price based on e-statement enrollment

Access Checking

  • Complete online, mobile, text and phone banking
  • $8 or $6 or $0 monthly account price based on account activity and e-statement enrollment

Advantage Checking

  • Earns interest
  • Option to bump CD rate
  • All ATM fees reimbursed
  • $20 or $0 monthly account price based on account activity

At-Ease Checking

  • Bank entirely online
  • No minimum balance requirements
  • Make deposits quickly through Mobile Banking
  • $0 monthly account price
Current Option

For additional information, reference the Online Account Opening Frequently Asked Questions 
¹IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. Some of the benefits with IDProtect require registration and activation.
2Credit file monitoring may take several days to begin following activation.
3Special Program Notes: The descriptions are summaries only and do not include all terms, conditions and exclusions. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions.
Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the Bank or any Bank affiliate.
4The Personal Savings quarterly account price is not assessed when the qualifying scheduled transfer from the checking account occurs.
5ATM Usage: You may use an Ameris Bank debit card at any Ameris Bank ATM free of charge. If you use a non Ameris Bank ATM, you will incur a $2 service charge in addition to any ATM service charge assessed by the owner of the ATM.
6When 5 or more check transactions (written out of this account) clear through the account during a statement cycle, a $3.00 Cleared Checks fee will be assessed during that statement cycle. A returned check item presented a second time for payment will be counted as a transaction. All payments made through Online and Mobile Bill Pay are not considered check transactions. Payments made to Bill Pay by paper check are counted as a check transaction.
7A $2.00 In-Branch Deposit fee will be assessed each statement cycle for each deposit made within a branch.

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Each checking account is designed to meet our customers' various needs and preferences. Regardless of the account you choose, enjoy the benefits of banking with Ameris Bank!

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