Personal Checking Solutions

Enjoy having anytime, easy online, mobile and electronic access to your account. Customers age 62 and over will receive special senior benefits, regardless of the personal checking solution.


Access Checking

A non-interest bearing account, providing easy access to your money anytime, anywhere.

  • Online Banking including Online Bill Pay, Email and Text Alerts
  • Mobile Banking including Mobile Bill Pay and Mobile Check Deposit
  • Text Banking
  • Automated Telephone Banking
  • Ameris Bank Visa® Debit Card
  • Unlimited Check Writing
  • Free E-Statements; Paper Statements available at a price of $2 per statement mailed¹
  • No ATM transaction fees when using any Ameris Bank ATM²
  • Senior Benefits apply for those 62 and over
Account Price:

The monthly account price for Access Checking is $6. The monthly price for the account will not be assessed when any one of the following activities is met each month:

  • ACH deposits of $500 or more credited to your account; OR
  • 15 or more Debit Card point-of sale transactions; OR
  • The checking account’s average daily balance (during the statement cycle) is $1,500 or greater

 


Amenity Checking

Enjoy amenities in this interest bearing account that provide increased earnings, savings and conveniences, while also having anytime, easy electronic access to your checking account.

  • Earn interest on your account balance
  • No-cost scheduled transfers between your multiple Ameris Bank deposit accounts
  • No minimum balance requirements on Savings Account when a quarterly $25 scheduled transfer is established from your Amenity Checking account
  • First order of Ameris Bank wallet style checks at no charge; other check styles are available for purchase
  • $50 annual fee refunded for the Ameris Bank Rewards PLUS Credit Card, based on credit approval
  • Free E-Statements; Paper Statements available at a price of $2 per statement mailed¹
  • Senior Benefits apply for those 62 and over
Account Price:

The monthly account price for Amenity Checking is $8. The monthly price for the account will not be assessed when monthly ACH deposits total $1,000 or more and one of the following occurs:

  • The checking account’s average daily balance (during the statement cycle) is $2,500 or greater; OR
  • The combined total of all related Ameris Bank current consumer installment loan or line of credit balances and average daily balances (during the statement cycle) within personal deposit accounts is $15,000 or greater

Fees may reduce interest earnings.


Advantage Checking

Complement your financial accomplishments with this interest bearing checking account filled with value-added advantages. These benefits are in addition to all the value found in Amenity Checking.

  • Earn a higher rate on your account balance
  • An increased daily limit, to $5,000, for signature point-of-sale transactions made with your Debit Card
  • At your request, the option to increase your CD rate to the posted board rate once during the term of the CD
  • Unlimited, no-cost ATM withdrawals at any ATM nationwide
  • No cost for all incoming domestic wire transfers
  • Ameris Bank wallet style checks at no charge; other check styles are available for purchase.
  • Free safe deposit box, when available
  • No charge for purchase of Official Checks
  • No charge for Paper Statements
  • Senior Benefits apply for those 62 and over
Account Price:

The monthly account price for Advantage checking is $20. The monthly price for this account will not be assessed when the combined total of all related Ameris Bank current consumer installment loan or line of credit balances and average daily balances (during the statement cycle) within personal deposit accounts is $25,000 or greater.


Senior Benefits

Regardless of the personal checking solution, customers age 62 and over will receive a 25% discount on the monthly account price, if assessed, along with Ameris Bank wallet style checks at no charge; other check styles are available for purchase.


¹Access & Amenity Checking – Statement Delivery Options: E-Statements are available, free of charge, for every checking account. The price of a Paper Statement is $2.00, which will be deducted from the associated account. You may avoid the price of a Paper Statement by enrolling to receive E-Statements for your checking account. Learn More.
²ATM Usage: You may use an Ameris Bank debit card at any Ameris Bank ATM free of charge. If you use a non Ameris Bank ATM, you will incur a $2 service charge in addition to any ATM service charge assessed by the owner of the ATM.