Personal Checking Solutions

Open your account online for easy access to your money.

Access Checking
Access Checking is our most popular checking account. Click below to open today!
Access Checking
Access Checking is our most popular checking account. Click below to open today!

Access Checking

Ameris Bank’s Access Checking is a personal checking account designed to give you access to your money whenever and wherever you need it.

Opening a checking account online is simple. Click on the ‘Open Now’ button to get started or keep scrolling to compare checking account options.

Details

  • $100 to open when opening online
  • Does not earn interest
  • Online Banking
  • Mobile Banking
  • Text Banking
  • Visa® Debit Card
  • Unlimited check writing
  • Free E-Statements; paper statements available at a price of $2 per statement mailed1
  • Monthly account price is $6 – this will not be assessed when any one of the following activities is met each month:
    • ACH deposits of $500 or more credited to your account; OR
    • 15 or more Debit Card point-of sale transactions; OR
    • The checking account’s average daily balance (during the statement cycle) is $1,500 or greater

Senior Benefits: For those 62 and older, receive a 25% discount on monthly account price, if assessed, and wallet style checks at no charge (other checks styles are available for purchase).

You May Be Interested In...

Personal Money Market Open Now
Regular Savings Account Open Now
6-Month Online CD Open Now

Access Checking

  • Does not earn interest
  • Complete online, mobile and ATM access
  • $100 to open when opening online
  • $6 monthly price with ability to waive
Current Option

Amenity Checking

  • Earns interest
  • No min. balance required on Savings Account
  • $50 annual fee refunded for Rewards PLUS Credit Card
  • $100 to open when opening online
  • $8 monthly fee with ability to waive

Advantage Checking

  • Earns interest
  • Option to bump CD rate
  • Unlimited, no-cost ATM usage nationwide
  • No cost for paper statements
  • $100 to open when opening online
  • $20 monthly price with ability to waive

Amenity Checking

Ameris Bank’s Amenity Checking is a personal checking account that offers all the features found in Access Checking plus earning potential and more benefits!

Opening a checking account online is simple. Click on the ‘Open Now’ button to get started or keep scrolling to compare checking account options.

Details

  • $100 to open when opening online
  • Earns interest
  • No minimum balance requirements on a Savings Account when a quarterly $25 scheduled transfer is established from this checking account
  • First order of wallet style checks at no charge; other check styles are available for purchase
  • $50 annual fee refund for the Ameris Bank Rewards PLUS Credit Card, based on credit approval
  • Online Banking
  • Mobile Banking
  • Text Banking
  • Visa® Debit Card
  • Unlimited check writing
  • Free E-Statements; paper statements available at a price of $2 per statement mailed1
  • Monthly account price is $8 – this will not be assessed when monthly ACH deposits total $1,000 or more, AND one of the following occurs:
    • The checking account’s average daily balance (during the statement cycle) is $2,500 or greater; OR
    • The combined total of all related Ameris Bank current consumer installment loan or line of credit balances and average daily balances (during the statement cycle) within personal deposit accounts is $15,000 or greater

Senior Benefits: For those 62 and older, receive a 25% discount on monthly account price, if assessed, and wallet style checks at no charge (other checks styles are available for purchase).

You May Be Interested In...

Personal Money Market Open Now
Regular Savings Account Open Now
6-Month Online CD Open Now

Access Checking

  • Does not earn interest
  • Complete online, mobile and ATM access
  • $100 to open when opening online
  • $6 monthly price with ability to waive

Amenity Checking

  • Earns interest
  • No min. balance required on Savings Account
  • $50 annual fee refunded for Rewards PLUS Credit Card
  • $100 to open when opening online
  • $8 monthly fee with ability to waive
Current Option

Advantage Checking

  • Earns interest
  • Option to bump CD rate
  • Unlimited, no-cost ATM usage nationwide
  • No cost for paper statements
  • $100 to open when opening online
  • $20 monthly price with ability to waive

Advantage Checking

Ameris Bank’s Advantage Checking is a personal checking account that offers all the features found in Amenity Checking plus many more added-value benefits!

Opening a checking account online is simple. Click on the ‘Open Now’ button to get started or keep scrolling to compare checking account options.

Details

  • $100 to open when opening online
  • Earns higher interest
  • An increased daily limit to $5,000 for debit card signature point-of-sale transactions
  • Unlimited, no-cost ATM withdrawals at any ATM nationwide
  • Option to increase your Ameris Bank CD rate to a posted board rate once during the term of the CD, at your request
  • No cost for all incoming domestic wires
  • No cost for Ameris Bank wallet style checks; other check styles are available for purchase
  • No cost for safe deposit box, when available
  • No cost for purchase of official checks
  • No minimum balance requirements on a Savings Account when a quarterly $25 scheduled transfer is established from this checking account
  • $50 annual fee refund for the Ameris Bank Rewards PLUS Credit Card, based on credit approval
  • Online Banking
  • Mobile Banking
  • Text Banking
  • Unlimited check writing
  • No cost for E-Statements and paper statements
  • Monthly account price is $20 – this will not be assessed when the combined total of all related Ameris Bank current consumer installment loan or line of credit balances and average daily balances (during the statement cycle) within personal deposit accounts is $25,000 or greater

Senior Benefits: For those 62 and older, receive a 25% discount on monthly account price, if assessed.

You May Be Interested In...

Personal Money Market Open Now
Regular Savings Account Open Now
6-Month Online CD Open Now

Access Checking

  • Does not earn interest
  • Complete online, mobile and ATM access
  • $100 to open when opening online
  • $6 monthly price with ability to waive

Amenity Checking

  • Earns interest
  • No min. balance required on Savings Account
  • $50 annual fee refunded for Rewards PLUS Credit Card
  • $100 to open when opening online
  • $8 monthly fee with ability to waive

Advantage Checking

  • Earns interest
  • Option to bump CD rate
  • Unlimited, no-cost ATM usage nationwide
  • No cost for paper statements
  • $100 to open when opening online
  • $20 monthly price with ability to waive
Current Option

¹Statement Delivery Options: E-Statements are available, free of charge, for every checking account. The price of a Paper Statement is $2.00, which will be deducted from the associated account. You may avoid the price of a Paper Statement by enrolling to receive E-Statements for your checking account. Learn More. For additional information, reference the Online Account Opening Frequently Asked Questions. ²ATM Usage: You may use an Ameris Bank debit card at any Ameris Bank ATM free of charge. If you use a non Ameris Bank ATM, you will incur a $2 service charge in addition to any ATM service charge assessed by the owner of the ATM.

Bank With Us

Open Account in Minutes

Opening an Ameris Bank checking account is quick and simple. Giving you more time in your day to spend doing what matters most! Compare your options and get started!

Enjoy More Benefits

When you open an Amenity Checking or Advantage Checking Account, enjoy earning interest with added savings account perks and all-time access.

Easy Access to Online and Mobile Banking

When you open your Ameris Bank account online, you have easy access to our online and mobile banking tools as well. Use online banking or our mobile app to bank anywhere, anytime today!