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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Account Payable Solutions

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Payment Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Specialty Banking
  • Premier Banking

    High-touch banking and specialized lending solutions for discerning clients.

  • Student Banking

    Tailored for student life and your unique needs.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

New Home, New Bank.

Moving to a new home is a big step, and you deserve a bank that makes your financial transition just as smooth.

Bank like a local and open a free checking* account with Ameris Bank. Making the switch is fast and simple.

Why Switching to Ameris is the Right Move.

Seamless Switching Process

We understand moving is stressful. That's why we've simplified switching your accounts to a straightforward 3-step process. We'll guide you every step of the way, making it truly an "easy move." 

Convenient Banking, Your Way

Whether you prefer the convenience of online and mobile banking, or the personal touch of visiting a local branch, Ameris offers flexible options to fit your lifestyle. 

Local Expertise, Personalized Service

Our bankers are part of your community, ready to provide personalized guidance and support. We take the time to understand your unique needs and goals. 

Financial Stability and Trust

Ameris Bank is a strong and stable financial partner you can rely on. We're committed to building long-term relationships and helping you achieve your financial goals. 

Switching is Easy.

We've simplified the process to make your transition seamless.

Open Your Free Checking* Account 

Start enjoying the benefits of an Ameris Bank account today. You can conveniently open your account(s) online or by visiting your neighborhood branch

Switch Your Payments & Deposits

We'll help you transfer your automatic payments and direct deposits. Complete our simple direct deposit form and provide to your payroll office.

Our personal bankers are ready to help, and our special welcome guide is always available. 

Close Your Old Account

After you've set up your new accounts with Ameris Bank, leave your old account active long enough to allow outstanding checks or automatic withdrawals to clear. This process may take several weeks. Once you're sure your old account is inactive, ask your previous financial institution to close it and send you the balance(s). After that, you can destroy your old checks, cards and deposit slips. 

Move forward with Ameris!

We're here to help every step of the way!

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*Other fees such as Overdraft Fees may apply. See the Miscellaneous Services Pricing Guide for details.

Ameris Bank provides a variety of products and services to customers in the Southeast and Mid-Atlantic. Visit a location in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.