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Buying a Home

Purchasing a home is a major milestone and we are here to help you through the process. Whether you are a first-time homeowner or have already experienced the home-buying process, Ameris Bank has the solutions to fit your budget and needs.*


Calculate a Mortgage Payment

Calculate how much your monthly payments could be after purchasing your dream home.

Mortgage Process Guide

Simplify the home-buying process with our comprehensive guide to purchasing a home.

First Time Homebuyer Loan Programs
Make your dreams a reality by receiving expert guidance while exploring loan programs.
  • Low or no down payment
  • Financial assistance may be available
  • Multiple loan options to fit your needs
Construction Financing
From the ground up, Ameris Bank is with you every step of the home construction process with financing to support a strong foundation.
  • Flexible loan structure
  • Choice of one or two closings
  • Competitive interest rates
Mortgage Refinancing
Reward yourself by refinancing your mortgage loan and reducing your monthly expenses.
  • Reduce monthly payments
  • Save on long-term interest charges
  • Build home equity faster

*All loans are subject to credit approval.