Fast and Easy Personal Financing

Other-loans-setAmeris Bank’s online loan application is temporarily unavailable due to system maintenance. Our online application will be made available again as soon as possible. We apologize for any inconvenience this may cause. 

A personal unsecured loan from Ameris Bank provides you access to the money you need for various life events, such as medical expenses or a family vacation.

  • Competitive, fixed Interest Rates as low as 7.25%¹ – with Annual Percentage Rate (APR) of 16.521%²
  • You identify the amount, and no collateral is required
  • Simple installment loan with no prepayment penalties
  • Quick and easy process, giving you access to the funds needed in one day or less
  • Online Banking
  • Mobile Banking
  • Easy to use online auto loan payoff calculator

Applying for your loan is easy!

1. Gather all the necessary documents

  • Driver’s License information
  • Income³

2. Enter Your Information

  • Click on the “Apply Now” button to get started
  • Submit all the information within the secure portal
  • If needed, you have the option to begin, save your application, and return later

3. Application Done!

  • A local Ameris Bank representative will give you a call in one business day or less on the status of your loan

Thank you for choosing Ameris Bank for your financing needs!

All loans are subject to credit approval. ¹Interest rate of 7.25% contingent upon enrollment in auto-debit loan payments from an Ameris Bank checking account is required to receive a .25% discount which is included in the interest rate of 7.25%, otherwise standard interest rate is 7.50%.  ² Payment example using auto draft: $5,000 loan for 12 months at 16.521% APR; approximate monthly payment of $455.39. Origination fee is included in APR. Origination fee is subject to state limitations. The monthly payment is based on a minimum of a 700 credit score. Rates are as of April 17, 2017. ³ Supporting documents may be required and gathered by an Ameris Bank representative, if needed.