Fast and Easy Personal Financing


A personal unsecured loan from Ameris Bank provides you access to the money you need for various life events, such as medical expenses or a family vacation.

  • Competitive, fixed Interest Rates as low as 7.00%¹ – with Annual Percentage Rate (APR) of 16.25%²
  • You identify the amount, and no collateral is required
  • Simple installment loan with no prepayment penalties
  • Quick and easy process, giving you access to the funds needed in one day or less
  • Online Banking
  • Mobile Banking
  • Easy to use online auto loan payoff calculator

Applying for your loan is easy!

1. Gather all the necessary documents

  • Driver’s License information
  • Income³

2. Enter Your Information

  • Click on the “Apply Now” button to get started
  • Submit all the information within the secure portal
  • If needed, you have the option to begin, save your application, and return later

3. Application Done!

  • A local Ameris Bank representative will give you a call in one business day or less on the status of your loan

Thank you for choosing Ameris Bank for your financing needs!

All loans are subject to credit approval. ¹Interest rate of 7.00% contingent upon enrollment in auto-debit loan payments from an Ameris Bank checking account is required to receive a .25% discount which is included in the interest rate of 7.00%, otherwise standard interest rate is 7.25%.  ² Payment example using auto draft: $5,000 loan for 12 months at 16.25% APR; approximate monthly payment of $454.85. Origination fee is included in APR. Origination fee is subject to state limitations. The monthly payment is based on a minimum of a 700 credit score. Rates are as of August 24, 2016. ³ Supporting documents may be required and gathered by an Ameris Bank representative, if needed.