Fast and Easy Boat Financing

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  • Competitive, fixed Interest Rates as low as 4.75% – with Annual Percentage Rate (APR) of 5.38%1
  • Simple installment loan with no prepayment penalties
  • Quick and easy process, giving you access to the funds needed in one day or less
  • Have financial leverage when walking into the boat dealership
  • Online Banking
  • Mobile Banking
  • Easy to use online loan payoff calculator

Applying for your boat loan is easy!

1. Gather all the necessary documents

  • Driver’s License information
  • Income²
  • Collateral Information
  • Approximate Selling Price or Value of Your Boat

2. Enter Your Information

  • Click on the “Apply Now” button to get started
  • Submit all the information within the secure portal
  • If needed, you have the option to begin, save your application, and return later

3. Application Done!

  • A local Ameris Bank representative will give you a call in one business day or less on the status of your loan

Thank you for choosing Ameris Bank for your financing needs!


All boat loans are subject to credit approval.Payment example: $20,000 boat loan for 48 months at 5.38% APR; approximate monthly payment of $464.22. Origination fee is included in APR. Origination fee is subject to state limitations. The monthly payment is based on a minimum of a 700 credit score.  Rates are as of April 17, 2017. Supporting documents may be required and gathered by an Ameris Bank representative, if needed.