Fast and Easy Car Financing


Ameris Bank’s online loan application is temporarily unavailable due to system maintenance. Our online application will be made available again as soon as possible. We apologize for any inconvenience this may cause. 

Find a competitive auto loan at Ameris Bank, regardless of whether you are buying a new or used car or refinancing your existing automobile.

  • Competitive, fixed Interest Rates as low as 4.00% – with Annual Percentage Rate (APR) of 4.343%1
  • Simple installment loan with no prepayment penalties
  • Quick and easy process, giving you access to the funds needed in one day or less
  • Have financial leverage when walking into the car dealership
  • Online Banking
  • Mobile Banking
  • Easy to use online auto loan payoff calculator

Applying for your auto loan is easy!

1. Gather all the necessary documents

  • Driver’s License information
  • Income²
  • Collateral Information
  • Approximate Selling Price or Value of Your Car

2. Enter Your Information

  • Click on the “Apply Now” button to get started
  • Submit all the information within the secure portal
  • If needed, you have the option to begin, save your application, and return later

3. Application Done!

  • A local Ameris Bank representative will give you a call in one business day or less on the status of your loan

Thank you for choosing Ameris Bank for your financing needs!

All auto loans are subject to credit approval.Payment example: $30,000 car loan for 60 months at 4.343% APR; approximate monthly payment of $557.25. Origination fee is included in APR. Origination fee is subject to state limitations. The monthly payment is based on a minimum of a 700 credit score. Rates are as of April 17, 2017. Supporting documents may be required and gathered by an Ameris Bank representative, if needed.