Personal Savings Solutions

Savings for the expected, or unexpected.

Personal Savings
Personal Savings is our most popular savings account. Click below to open today!
Personal Savings
Personal Savings is our most popular savings account. Click below to open today!

Personal Savings


  • Online Banking
  • Mobile Banking
  • Telephone Banking
  • E-Statements and Alerts
  • $100 to open the account; $200 minimum balance to earn interest
  • A savings withdrawal fee of $10 will be charged for each debit transaction in excess of six per quarterly statement cycle. Debit transactions include withdrawals made in person at an Ameris Bank office or at an ATM, automatic transfer or payment from the account. This is an activity fee unrelated to the federal transaction limitations1

$11 quarterly account price OR
$0 quarterly account price when a $300 average daily balance is maintained.

Lower the account price! Enroll in e-statements and the Personal Savings quarterly account price will be $9, if assessed.


 

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Personal Savings

  • $100 deposit to open
  • $200 to earn interest
  • $11 or $9 or $0 quarterly account price based on account activity and e-statement enrollment
Current Option

Personal Money Market

  • $2,500 deposit to open
  • $2,500 to earn interest
  • Tiered interest rates for maximum earnings
  • $12 or $10 or $0 monthly account price based on account activity and e-statement enrollment

Minor Savings

  • Must open in branch
  • For customers 18 and younger
  • $0 to open
  • $0 account price

Health Savings Account (HSA)

  • Must open in branch
  • Save to pay for qualified medical expenses
  • $100 deposit to open
  • $7 or $5 or $0 monthly account price based on account activity and e-statement enrollment

Personal Money Market


  • Online Banking
  • Mobile Banking
  • Telephone Banking
  • E-Statements and Alerts
  • $2,500 to open the account and to earn interest
  • An excess debits fee of $10 will be charged for each withdrawal transaction1 which exceeds the federal limitation of six per statement cycle

$12 monthly account price OR
$0 monthly account price when a $1,000 daily balance or $3,000 average balance is maintained.

Lower the account price! Enroll in e-statements and the Personal Money Market quarterly account price will be $10, if assessed.


 

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Personal Savings

  • $100 deposit to open
  • $200 to earn interest
  • $11 or $9 or $0 quarterly account price based on account activity and e-statement enrollment

Personal Money Market

  • $2,500 deposit to open
  • $2,500 to earn interest
  • Tiered interest rates for maximum earnings
  • $12 or $10 or $0 monthly account price based on account activity and e-statement enrollment
Current Option

Minor Savings

  • Must open in branch
  • For customers 18 and younger
  • $0 to open
  • $0 account price

Health Savings Account (HSA)

  • Must open in branch
  • Save to pay for qualified medical expenses
  • $100 deposit to open
  • $7 or $5 or $0 monthly account price based on account activity and e-statement enrollment

Minor Savings


  • For customers ages 18 and younger
  • Online Banking
  • Mobile Banking
  • Telephone Banking
  • E-Statements and Alerts
  • $0 to open the account; $0.01 minimum balance to earn interest

$0 monthly account price


 

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Personal Financial Guide Learn More

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Personal Savings

  • $100 deposit to open
  • $200 to earn interest
  • $11 or $9 or $0 quarterly account price based on account activity and e-statement enrollment

Personal Money Market

  • $2,500 deposit to open
  • $2,500 to earn interest
  • Tiered interest rates for maximum earnings
  • $12 or $10 or $0 monthly account price based on account activity and e-statement enrollment

Minor Savings

  • Must open in branch
  • For customers 18 and younger
  • $0 to open
  • $0 account price
Current Option

Health Savings Account (HSA)

  • Must open in branch
  • Save to pay for qualified medical expenses
  • $100 deposit to open
  • $7 or $5 or $0 monthly account price based on account activity and e-statement enrollment

Health Savings Account (HSA)


  • Individuals with a high deductible health plan can use this savings account to save for qualified medical expenses
  • Contributions may be tax-deductible, and interest earned may be tax-deferred2
  • Access funds with a HSA Visa® debit card or checks
  • $100 to open; this opening balance may be waived if direct deposit is established
  • One-time set-up price of $25

$7 monthly account price OR
$0 monthly when a minimum daily balance of $1,000 is maintained

Lower the account price! Enroll in e-statements and your Health Savings Account monthly account price will be $5, if assessed.


 

You May Be Interested In...

Amenity Checking Account Open Now
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Personal Financial Guide Learn More

Compare with Similar Products

Personal Savings

  • $100 deposit to open
  • $200 to earn interest
  • $11 or $9 or $0 quarterly account price based on account activity and e-statement enrollment

Personal Money Market

  • $2,500 deposit to open
  • $2,500 to earn interest
  • Tiered interest rates for maximum earnings
  • $12 or $10 or $0 monthly account price based on account activity and e-statement enrollment

Minor Savings

  • Must open in branch
  • For customers 18 and younger
  • $0 to open
  • $0 account price

Health Savings Account (HSA)

  • Must open in branch
  • Save to pay for qualified medical expenses
  • $100 deposit to open
  • $7 or $5 or $0 monthly account price based on account activity and e-statement enrollment
Current Option

For additional information, reference the Online Account Opening Frequently Asked Questions
¹Federal Transaction Limitations: Federal law governs withdrawal transactions from Savings and Money Market accounts. And if transactions exceed limits, the account could be reclassified as non-interest bearing. Federal law limits transfers to another deposit account with Ameris Bank or to a third party to a total of 6 per statement cycle (or 6 per month for quarterly statements). These transfers include: preauthorized agreement, telephone request, check, debit card, draft including online banking transfers and sweep transfers. Withdrawals made in person at an Ameris Bank office or at an ATM are not subject to these limitations. 2Consult a tax advisor.

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Open Account in Minutes

Opening an Ameris Bank savings account is quick and simple. Giving you more time in your day to spend doing what matters most! Compare your options and get started!

Enjoy More Benefits

Save for the expected, or unexpected, and enjoy earning interest from competitive rates, with anytime access to your money.

Easy Access to Online and Mobile Banking

When you open your Ameris Bank account online, you have easy access to our online and mobile banking tools as well. Use online banking or our mobile app to bank anywhere, anytime today!