Personal Savings Solutions

Begin saving for your future!

Regular Savings
Regular Savings is our most popular savings account. Click below to open today!
Regular Savings
Regular Savings is our most popular savings account. Click below to open today!

Regular Savings

Ameris Bank’s Regular Savings account is easy to use and a perfect way to save for life’s unexpected, or expected, expenses.

Opening a savings account online is simple. Click on the ‘Open Now’ button to get started or keep scrolling to compare savings account options.

Details

  • $100 to open
  • Earns interest
  • Online Banking
  • Mobile Banking
  • Text Banking
  • Free E-Statements; paper statements available at a price of $2 per statement mailed1
  • Quarterly account price is $9 – this will not be assessed when a $300 average daily balance is maintained
  •  A savings withdrawal fee of $7 will be charged for each debit transaction in excess of 6 per quarterly statement cycle. Debit transactions include withdrawals made in person at an Ameris Bank office or at an ATM, automatic transfer or payment from the account.2

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Regular Savings

  • Open account online
  • $100 deposit to open
  • Earns Interest
  • $9 quarterly price with ability to waive
Current Option

Personal Money Market

  • Open account online
  • $2,500 deposit to open
  • Tiered interest rates for maximum earnings
  • $10 quarterly price with ability to waive

Minor Savings

  • Open in branch
  • Teach children the value of savings
  • $0 to open
  • No cost to have account

Health Savings Account (HSA)

  • Open in branch
  • Save to pay for qualified medical expenses
  • $100 deposit to open
  • $5 monthly price with ability to waive

Coverdell Educational Savings Account (ESA)

  • Open in branch
  • Contributions are made on behalf of the beneficiary
  • Early withdrawal penalties may apply
  • $100 to open

Personal Money Market

Ameris Bank’s Personal Money Market account is a savings account that provides greater earning potential with competitive interest rates.

Opening a savings account online is simple. Click on the ‘Open Now’ button to get started or keep scrolling to compare savings account options.

 

Details

  • $2,500 to open
  • Tiered interest rate based on account daily balance
  • Interest compounded daily and credited monthly
  • Online Banking
  • Mobile Banking
  • Text Banking
  • Free E-Statements; paper statements available at a price of $2 per statement mailed1
  • Monthly account price is $10 – this will not be assessed when a $1,000 minimum daily balance or a $3,000 average daily balance is maintained
  • An excess debit fee of $7 will be charged for withdrawal transaction described below which exceeds the federal limitation of six per statement cycle2

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Access Checking Account Open Now
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Regular Savings

  • Open account online
  • $100 deposit to open
  • Earns Interest
  • $9 quarterly price with ability to waive

Personal Money Market

  • Open account online
  • $2,500 deposit to open
  • Tiered interest rates for maximum earnings
  • $10 quarterly price with ability to waive
Current Option

Minor Savings

  • Open in branch
  • Teach children the value of savings
  • $0 to open
  • No cost to have account

Health Savings Account (HSA)

  • Open in branch
  • Save to pay for qualified medical expenses
  • $100 deposit to open
  • $5 monthly price with ability to waive

Coverdell Educational Savings Account (ESA)

  • Open in branch
  • Contributions are made on behalf of the beneficiary
  • Early withdrawal penalties may apply
  • $100 to open

Minor Savings

Details

  • $0 to open
  • No cost to have the account
  • Account holder must be under the age of 19
  • Visit an Ameris Bank location to open this account
  • Free E-Statements; paper statements available at a price of $2 per statement mailed1

You May Be Interested In...

Access Checking Account Open Now
6-Month CD Account Open Now
Personal Financial Guide Learn More

Regular Savings

  • Open account online
  • $100 deposit to open
  • Earns Interest
  • $9 quarterly price with ability to waive

Personal Money Market

  • Open account online
  • $2,500 deposit to open
  • Tiered interest rates for maximum earnings
  • $10 quarterly price with ability to waive

Minor Savings

  • Open in branch
  • Teach children the value of savings
  • $0 to open
  • No cost to have account
Current Option

Health Savings Account (HSA)

  • Open in branch
  • Save to pay for qualified medical expenses
  • $100 deposit to open
  • $5 monthly price with ability to waive

Coverdell Educational Savings Account (ESA)

  • Open in branch
  • Contributions are made on behalf of the beneficiary
  • Early withdrawal penalties may apply
  • $100 to open

Health Savings Account (HSA)

Ameris Bank’s Health Savings Account (HSA) is a savings account that allows individuals to save for and pay for qualified medical expenses.

Details

  • Individuals with a high deductible health plan can use this savings account save for and pay for qualified medical expenses like prescriptions, co-pays, dental care, eye care and more
  • Contributions may be tax-deductible and interest earned may be tax-deferred3
  • Funds may be accessed at any time with an HSA Visa® debit card or checks
  • Free E-Statements; paper statements available at a price of $2 per statement mailed1
  • $100 to open; this opening balance may be waived if direct deposit is established
  • One-time set-up charge of $25.
  • Monthly account price is $5 – this will not be assessed when a minimum daily balance of $1,000 is maintained
  • Visit an Ameris Bank location to open this account

You May Be Interested In...

Access Checking Account Open Now
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Personal Financial Guide Learn More

Regular Savings

  • Open account online
  • $100 deposit to open
  • Earns Interest
  • $9 quarterly price with ability to waive

Personal Money Market

  • Open account online
  • $2,500 deposit to open
  • Tiered interest rates for maximum earnings
  • $10 quarterly price with ability to waive

Minor Savings

  • Open in branch
  • Teach children the value of savings
  • $0 to open
  • No cost to have account

Health Savings Account (HSA)

  • Open in branch
  • Save to pay for qualified medical expenses
  • $100 deposit to open
  • $5 monthly price with ability to waive
Current Option

Coverdell Educational Savings Account (ESA)

  • Open in branch
  • Contributions are made on behalf of the beneficiary
  • Early withdrawal penalties may apply
  • $100 to open

Coverdell Educational Savings Account (ESA)

Ameris Bank’s Coverdell Educational Savings Account (ESA) is a savings account designed to help pay for educational expenses.

Details

  • Open on behalf of a child under the age of 18 (the beneficiary) for college education expenses
  • Contributions are made on behalf of the beneficiary
  • Early withdrawal penalties may apply
  • $100 to open
  • Contributions are not tax deductible, but withdrawals can be made tax-free when needed for education expenses3
  • Visit an Ameris Bank location to open this account

You May Be Interested In...

Access Checking Account Open Now
6-Month CD Account Open Now
Personal Financial Guide Learn More

Regular Savings

  • Open account online
  • $100 deposit to open
  • Earns Interest
  • $9 quarterly price with ability to waive

Personal Money Market

  • Open account online
  • $2,500 deposit to open
  • Tiered interest rates for maximum earnings
  • $10 quarterly price with ability to waive

Minor Savings

  • Open in branch
  • Teach children the value of savings
  • $0 to open
  • No cost to have account

Health Savings Account (HSA)

  • Open in branch
  • Save to pay for qualified medical expenses
  • $100 deposit to open
  • $5 monthly price with ability to waive

Coverdell Educational Savings Account (ESA)

  • Open in branch
  • Contributions are made on behalf of the beneficiary
  • Early withdrawal penalties may apply
  • $100 to open
Current Option

¹Statement Delivery Options: E-Statements are available, free of charge, for every checking account. The price of a Paper Statement is $2.00, which will be deducted from the associated account. You may avoid the price of a Paper Statement by enrolling to receive E-Statements for your checking account. Learn More.  2Federal Transaction Limitations: Federal law governs withdrawal transactions from Savings and Money Market accounts. And if transactions exceed limits, the account could be reclassified as non-interest bearing. Federal law limits transfers to another deposit account with Ameris Bank or to a third party to a total of 6 per statement cycle (or 6 per month for quarterly statements). These transfers include: preauthorized agreement, telephone request, check, check card, draft including Online Banking transfers and sweep transfers. Withdrawals made in person at an Ameris Bank office or at an ATM are not subject to these limitations. 3Consult a tax advisor. For additional information, reference the Online Account Opening Frequently Asked Questions 

Bank With Us

Open Account in Minutes

Opening an Ameris Bank savings account is quick and simple. Giving you more time in your day to spend doing what matters most! Compare your options and get started!

Enjoy More Benefits

Enjoy the benefit of no minimum balance requirements for an Ameris Bank Savings Account when you establish an automatic transfer from your Amenity or Advantage Checking Account.

Easy Access to Online and Mobile Banking

When you open your Ameris Bank account online, you have easy access to our online and mobile banking tools as well. Use online banking or our mobile app to bank anywhere, anytime today!