Personal Savings Solutions

Regular Savings

Ameris Bank’s Regular Savings account is easy to use and a perfect way to save for life’s unexpected, or expected, expenses.

Opening a savings account online is simple. Click on the ‘Open Now’ button to get started or keep scrolling to compare savings account options.

Details

• $100 to open
• Earns interest
• Online Banking
• Mobile Banking
• Text Banking
• Free E-Statements; paper statements available at a price of $2 per statement mailed¹
• Quarterly account price is $9 – this will not be assessed when a $300 average daily balance is maintained
•  A savings withdrawal fee of $7 will be charged for each debit transaction in excess of 6 per quarterly statement cycle. Debit transactions include withdrawals made in person at an Ameris Bank office or at an ATM, automatic transfer or payment from the account. This is an activity fee unrelated to the federal transaction limitations described in the footnote below. ²

Personal Money Market

Ameris Bank’s Personal Money Market account is a savings account that provides greater earning potential with competitive interest rates.

Opening a savings account online is simple. Click on the ‘Open Now’ button to get started or keep scrolling to compare savings account options.

Details

• $2,500 to open
• Tiered interest rate based on account daily balance
• Interest compounded daily and credited monthly
• Online Banking
• Mobile Banking
• Text Banking
• Free E-Statements; paper statements available at a price of $2 per statement mailed¹
• Monthly account price is $10 – this will not be assessed when a $1,000 minimum daily balance or a $3,000 average daily balance is maintained
• An excess debit fee of $7 will be charged for withdrawal transaction described below which exceeds the federal limitation of six per statement cycle²

Minor Savings

Details

• $0 to open
• No cost to have the account
• Account holder must be under the age of 19
• Visit an Ameris Bank location to open this account
• Free E-Statements; paper statements available at a price of $2 per statement mailed¹

Health Savings Account (HSA)

Ameris Bank’s Health Savings Account (HSA) is a savings account that allows individuals to save for and pay for qualified medical expenses.

Details

• Individuals with a high deductible health plan can use this savings account save for and pay for qualified medical expenses like prescriptions, co-pays, dental care, eye care and more
• Contributions may be tax-deductible and interest earned may be tax-deferred³
• Funds may be accessed at any time with an HSA Visa® debit card or checks
• Free E-Statements; paper statements available at a price of $2 per statement mailed¹
• $100 to open; this opening balance may be waived if direct deposit is established
• One-time set-up charge of $25.
• Monthly account price is $5 – this will not be assessed when a minimum daily balance of $1,000 is maintained
• Visit an Ameris Bank location to open this account

Coverdell Educational Savings Account (ESA)

Ameris Bank’s Coverdell Educational Savings Account (ESA) is a savings account designed to help pay for educational expenses.

Details

• Open on behalf of a child under the age of 18 (the beneficiary) for college education expenses
• Contributions are made on behalf of the beneficiary
• Early withdrawal penalties may apply
• $100 to open
• Contributions are not tax deductible, but withdrawals can be made tax-free when needed for education expenses³
• Visit an Ameris Bank location to open this account