Regardless of your savings goal, Ameris Bank’s Individual Retirement Accounts (IRA) and Educational Savings Accounts gives you the opportunity to earn more and fund your future.

Individual Retirement Account (IRA) AND IRA CERTIFICATES OF DEPOSIT

  • Term flexibility
  • Option to automatically renew at maturity
  • Traditional and Roth IRA account options
  • Online Banking and Mobile Banking
  • $100 minimum opening deposit

Coverdell Educational Savings Account (ESA)

  • Open and make contributions on behalf of a child under the age of 18, or a person of any age with special needs, (the beneficiary) for qualified education expenses
  • $100 minimum opening deposit
  • Contributions are subject to limitations and are not tax deductible, but withdrawals can be made tax-free when needed for qualified education expenses; early withdrawal penalties may apply; consult your tax advisor
  • Annual income may impact eligibility