Interest Bearing Deposit Solutions

Earn more on your deposits with competitive interest rates. All while having efficient and easy account access.

Business Money Market 1

  • Typically pays higher rates than major competitors
  • Interest compounded daily and credited monthly
  • Online Banking, Alerts and Online Bill Pay
  • Mobile Banking
  • Automated Telephone Banking
  • $2,500.00 minimum opening deposit
  • Maintain a $1,000 minimum daily balance or a $3,000 average daily balance and the $10 monthly price for the account will not be assessed
  • An excess debit fee of $7 will be charged for each withdrawal transaction described below which exceeds the federal limitation of six per statement cycle²

Business Savings 1

  • Start saving with a low minimum balance and still capitalize on the competitive interest-bearing potential
  • Interest compounded daily and credited monthly
  • Online Banking, Alerts and Online Bill Pay
  • Mobile Banking
  • Automated Telephone Banking
  • $100 minimum opening deposit
  • Maintain a minimum balance of $500 and the $9 quarterly price for the account will not be assessed
  • A savings withdrawal fee of $7 will be charged for each debit transaction in excess of six per quarterly statement cycle. Debit transactions include withdrawals made in person at an Ameris Bank office or at an ATM, automatic transfer or payment from the account

Business Interest Checking1

  • Interest-bearing, transactional account
  • Online Banking, Alerts and Online Bill Pay
  • Mobile Banking
  • Automated Telephone Banking
  • 100 free items³ each month; $0.20 assessed for each item over the 100 each month
  • Monthly Imaged Statements
  • A minimum daily balance of $100 must be maintained in order to earn the Annual Percentage Yield
  • $8 monthly price
  • $100 minimum opening deposit

Checking, Savings and Money market Statement Delivery Options

E-Statements are available, free of charge, for every checking, saving and money market account. The price of a Paper Statement is $2.00, which will be deducted from the associated account. You may avoid the price of a Paper Statement by enrolling to receive E-Statements for your money market accounts. Learn More

1Fees may reduce earnings.

²Federal Transaction Limitations: Federal law governs withdrawal transactions from Savings and Money Market accounts. And if transactions exceed limits, the account could be reclassified as non-interest bearing. Federal law limits transfers to another deposit account with Ameris Bank or to a third party to a total of 6 per statement cycle (or 6 per month for quarterly statements). These transfers include: preauthorized agreement, telephone request, check, check card, draft including Online Banking transfers and sweep transfers. Withdrawals made in person at an Ameris Bank office or at an ATM are not subject to these limitations. 

³An item includes any debits, credits and deposited items. Service charges and maintenance fees are not counted toward the free items per month.