All Business Checking Solutions

At Ameris Bank, we realize that every business is unique, and because of this, we offer a wide variety of business checking solutions with customizable features. Every new business customer works with a transition specialist dedicated to making the switch to Ameris Bank easy and hassle-free.  And all accounts come with efficient and easy account access.


 Business Checking

The ideal solution for businesses that average fewer than 200 transactions each month.

  • 200 free items¹ each month; $0.25 for each item over 200
  • No monthly maintenance costs regardless of account balance
  • 20% off your initial order of business checking supplies
  • Unlimited, Efficient and Easy Account Access
  • Open with $100 deposit

Maximum allowable coin and currency deposit of $10,000 per month. For every $1,000 deposited or withdrawn over the allowed $10,000 per month, there will be a $1.00 charge. 


 Professional Business Checking

Tailored to fit the needs of professional businesses that process between 200 and 600 items per month.

  • 600 free items¹ per month; $0.40 for each item over 600
  • Unlimited, Efficient and Easy Account Access
  • Complimentary review of your Merchant Services processing and equipment
  • $50 off initial order of preferred business checking supplies
  •  No charge or annual fee for the At-Work Banking benefits program for your employees
  • Free 3″x 5″ Safe Deposit Box or 25% off a larger safe deposit box (based on availability)
  • The $25 monthly price for this account will not be assessed when the account’s average daily balance is $25,000 or greater or the combined average daily balances in all linked checking, money market or savings accounts is $50,000 or greater
  • Open with $100 deposit

 Business Relationship Checking (Analysis Checking)

An easy-to-access and use checking account, customized for high transactions or treasury and cash management needs.

  • Ideal for businesses that average more than 600 transactions each month.
  • Relationship pricing, generally saving up to 50%, and sometimes more, monthly in service charges assessed by your current bank
  • Work with a transition specialist dedicated to making the switch to Ameris Bank easy and hassle-free
  • Unlimited, Efficient and Easy Account Access

 Business Interest Checking

A solution for businesses with low transaction activity looking to earn interest on deposited funds.

  • Interest-bearing transaction account²
  • Unlimited, Efficient and Easy Account Access
  • 100 free items¹ each month; $0.20 assessed for each item over the 100 each month
  • Monthly Imaged Statements
  • A minimum daily balance of $100 must be maintained in order to earn the Annual Percentage Yield
  • $8 monthly price
  • Open with $100 deposit

 Non-Profit Checking

Designed to fit the unique needs of religious, charitable, educational and tax-exempt organizations.

  • 100 free items¹ each month; $0.20 assessed for each item over the 100 each month
  • Unlimited, Efficient and Easy Account Access
  • Easy access for paying bills
  • Monthly Imaged Statements
  • The $2 monthly price for this account will not be assessed when the account maintains a minimum daily balance of $500 or more or the average daily balance is $1,500 or more
  • Open with $100 deposit

 IOLTA

An Interest on Lawyers’ Trust Account provides law firms with the solution needed to hold clients’ funds in an interest bearing account until the time of use.


Unlimited, Efficient and Easy Account Access

Every Checking Solution comes with complete account access:

  • Online Banking including:
    • Customizable dashboard
    • Full control and access to accounts, with advance approval administration
    • Online Bill Pay
    • Email Alerts
  • Mobile Banking including Mobile Bill Pay and Mobile Check Deposit
  • Automated Telephone Banking
  • Ameris Bank Visa® Debit Card
  • Unlimited check writing
  • Free E-Statements; Paper Statements available at a price of $2 per statement mailed³
  • No ATM transaction fees when using any Ameris Bank ATM*

¹An item includes any debits, credits and deposit items. Service charges and maintenance fees are not counted towards the free items per month.

²All interest bearing accounts: If the account is closed prior to crediting of interest, no interest will be paid.

³Checking Account Statement Delivery Options: E-Statements are available, free of charge, for every checking account. The price of a Paper Statement is $2.00, which will be deducted from the associated account. You may avoid the price of a Paper Statement by enrolling to receive E-Statements for your checking account. Learn More

*ATM Usage: You may use an Ameris Bank debit card at any Ameris Bank ATM free of charge. If you use a non Ameris Bank ATM, you will incur a $2 service charge in addition to any ATM service charge assessed by the owner of the ATM.